Well, I have racked up a good amount of inquiries on my experian report. So I froze the report. Decided I am not apping for anything experian. I was previously denied with a 717 fico for a secured card with discover about 2 weeks ago. They did pull experian. But about 30 mins ago this did not register in my mind at all. I app'd for the secured card and it said I needed to call so I thought crap my experian is frozen. So jumped on live chat and the rep said can you unfreeze experian or can I just pull one of your other files? lol.. This was like a freaken godsend from the credit gods because I did not even know this was possible so I asked her to pull transunion my best report lol then she says ahh equifax wants to show us love first I said okay why not and she came back with a secured approval! My fico on EQ is 585 because of a few identity theft accounts still on my reports but WOW. I am IN! I AM APART OF THE DISCOVER FAMILY! I am so greatful! Its 2am and I snuck down to the office and shouldn't have been applying for this anyways. I dropped 2k as SL and I will PIF before every statement. I want to cry. Now I am going to the garden until my Bofa secured graduates and disco graduates. Over and out!
Update: R.I.P. credit one tomorrow lol
Fell on rough times
Starting: EQ: 519 TQ: 569 EX: 558 5/2022
Capital One Platinum Secured - 1k - Captial One QuickSilver Secured $200 - ONCU Secured $500
In garden til 2024.
