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I wasn't gonna app, but.... NFCU nRewards Approval!

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DogwoodLynx
Frequent Contributor

I wasn't gonna app, but.... NFCU nRewards Approval!

I have been approved for my first NFCU credit card - nRewards. Its a secured card for $500.

 

Siggy is current. Income is 31k per year. Now I really do need to go back to the garden, probably for at least 6 months if not longer. I have my three recommended lines, and now I let time do its thing!

 

 

Siggy updated Feb 16 2023
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: I wasn't gonna app, but.... NFCU nRewards Approval!

Grats on the new addition to the herd.

One thing people need to remember (especially new credit users and rebuilders) credit is not a race. FIs like to see some solid performance in the early days so they have a feel for the applicant's viability (you use the card and pay in accordance with the T&C).

Message 2 of 15
DogwoodLynx
Frequent Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!


@Anonymous wrote:

Grats on the new addition to the herd.

One thing people need to remember (especially new credit users and rebuilders) credit is not a race. FIs like to see some solid performance in the early days so they have a feel for the applicant's viability (you use the card and pay in accordance with the T&C).


Thanks! So far so good. 

Siggy updated Feb 16 2023
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)

Message 3 of 15
coreyb80
Super Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!

Congrats on the approval!

Message 4 of 15
cashorcharge
Community Leader
Super Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!

WooHoo!! Congratulations on your NFCU Approval!!👏🏼🍾🥂

Message 5 of 15
KingRue8500
Senior Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!

Congrats on your NFCU nRewards approval




Message 6 of 15
SweetCreditObsession
Valued Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!

Congratulations 🎊 



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 7 of 15
FireMedic1
Community Leader
Mega Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!

Nice @DogwoodLynx . Got the three and let it grow!!!!!! Congrats!


Message 8 of 15
DogwoodLynx
Frequent Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!


@FireMedic1 wrote:

Nice @DogwoodLynx . Got the three and let it grow!!!!!! Congrats!


Thanks! Its nice to be on the side of victory now!

Siggy updated Feb 16 2023
Chapter 7 BK discharge: 12/19/22
Inquiries: 6/6mo 7/12mo 7/24mo – Latest inquiry: NFCU - Approved 01/23
Financial Goals: Continue to build by wellness business (currently a DBA), heal my credit report with time and good payment history
“You’re never gonna make the shots you don’t take, so you might as well fire away!” – Little Big Town (music group)

Message 9 of 15
EAT_SLEEP_JEEP
Valued Contributor

Re: I wasn't gonna app, but.... NFCU nRewards Approval!

Congrats on the approval

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ FNBO JEEP DRIVE PLUS CARD $7700/ APPLE CARD $6500/ CAPITAL ONE SAVORONE $3000 SL

SOCK DRAWERED / PAYPAL CREDIT LINE $1700




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