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ICCU & America First CU 2 Approvals 20k SL's

MmmarkAz
Contributor

ICCU & America First CU 2 Approvals 20k SL's

Last Week I was Reading here about Idaho Central Credit Union, So I Opened a Savings & Checking Account (150.bonus)  Soft Pull to Join, So the Next Day I Called to Talk to a LO & Applied for a Premier Rewards Visa, Took Some Info & Sent POI,

She Called Back an Hour Later And Said Approved for 20k 

 0% 9mos 13.84% Great Customer Service by CSR's & LO, Said they Ran EXV3 which was only 698, my EX8 is 732, Lots of INQ's 7/6 7/12 22/24, New Accounts 4/6 6/12 So Not an Issue, but did look into Balances, Limits.  7% Util. Thanks @madmug @gdale6

 

So the Next Day I Get an Email from my America First Credit Union, I have a Truck & RV loan with them (for the last 1.5yrs)

Offer for a Signature Rewards Visa, I Applied and Instantly Approved! Then Called this Morning and took Info and asked how much and I Said 20k, Called Back in 2hrs and Said Approved!

They Ran EXFico9 which I think was about 743, Lots of INQ's & New Accounts, 30,000 Bonus Points, Spend 2k in 90 Days..

Both are in Account Already and Cards are in the Mail.. Thanks!

 

 

 

Fico8s EX 733 EQ 752 TU 773
Started 10/16 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 20k
PenFed Gold Visa 11k
FNBO World 11.3k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 6.3k
CITI Simplicity 3.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 4k
Amex Hilton Honors 3.1k
Amex BCP 1k
Discover It 1k
Lowe's Advantage 4100.
Business Cards
Amex Business Lowe's 3k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 2k
US Bank Biz Cash Rewards 3k
Message 1 of 12
11 REPLIES 11
madmug
Established Member

Re: ICCU & America First CU 2 Approvals 20k SL's

ur kickin' az @MmmarkAz

NICE approval!!!

Is America First open to everyone?

Message 2 of 12
MmmarkAz
Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

@madmug Thanks Again!

America First is at a Lot of Dealerships in the West

Fico8s EX 733 EQ 752 TU 773
Started 10/16 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 20k
PenFed Gold Visa 11k
FNBO World 11.3k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 6.3k
CITI Simplicity 3.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 4k
Amex Hilton Honors 3.1k
Amex BCP 1k
Discover It 1k
Lowe's Advantage 4100.
Business Cards
Amex Business Lowe's 3k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 2k
US Bank Biz Cash Rewards 3k
Message 3 of 12
MmmarkAz
Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

@madmug Thanks Again!

It was a Good Week! That Day I Read Your Post I Ran My EX. and had 22/24, INQ's but Really Broke it Down to 5/6 7/12 didn't seem so bad..Lol and Went for It! I know America First is Big in Ut. ID. Nv. Az. Or. & NM. And Just Open a Small Share Account for Membership.. They Have Really Good Rates and Customer Service too, Like ICCU

Fico8s EX 733 EQ 752 TU 773
Started 10/16 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 20k
PenFed Gold Visa 11k
FNBO World 11.3k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 6.3k
CITI Simplicity 3.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 4k
Amex Hilton Honors 3.1k
Amex BCP 1k
Discover It 1k
Lowe's Advantage 4100.
Business Cards
Amex Business Lowe's 3k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 2k
US Bank Biz Cash Rewards 3k
Message 4 of 12
KingRue8500
Valued Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congrats on your ICCU & America First approvals




Message 5 of 12
coreyb80
Senior Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congrats on the nice approvals!

Message 6 of 12
KLEXH25
Valued Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congratulations on your two monster approvals!! 🎉



Message 7 of 12
CreditAggie
Super Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congratulations on your approvals!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 8 of 12
babygirl1256
Valued Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congrats on your ICCU -and- America First approvals.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 12
Total80sKid
Valued Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congrats on both of your approvals Smiley Happy

Message 10 of 12
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