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ICCU & America First CU 2 Approvals 20k SL's

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M_Smart007
Legendary Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congratulations on both CU approvalsSmiley Happy

Message 11 of 16
gdale6
Moderator Emeritus

Re: ICCU & America First CU 2 Approvals 20k SL's

Sweet, grats to both of your 20K SLs Smiley Happy

Message 12 of 16
Royalbacon
Frequent Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's


@madmug wrote:

Is America First open to everyone?


@madmug Yes, it is!

Anyone join America First Credit Union out of stat... - myFICO® Forums - 6096218

 

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 13 of 16
UH_HUH
Valued Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's


@MmmarkAz wrote:

Last Week I was Reading here about Idaho Central Credit Union, So I Opened a Savings & Checking Account (150.bonus)  Soft Pull to Join, So the Next Day I Called to Talk to a LO & Applied for a Premier Rewards Visa, Took Some Info & Sent POI,

She Called Back an Hour Later And Said Approved for 20k 

 0% 9mos 13.84% Great Customer Service by CSR's & LO, Said they Ran EXV3 which was only 698, my EX8 is 732, Lots of INQ's 7/6 7/12 22/24, New Accounts 4/6 6/12 So Not an Issue, but did look into Balances, Limits.  7% Util. Thanks @madmug @gdale6

 

So the Next Day I Get an Email from my America First Credit Union, I have a Truck & RV loan with them (for the last 1.5yrs)

Offer for a Signature Rewards Visa, I Applied and Instantly Approved! Then Called this Morning and took Info and asked how much and I Said 20k, Called Back in 2hrs and Said Approved!

They Ran EXFico9 which I think was about 743, Lots of INQ's & New Accounts, 30,000 Bonus Points, Spend 2k in 90 Days..

Both are in Account Already and Cards are in the Mail.. Thanks!

 

 

 


Got some hella nice SL's there @MmmarkAz !!!!

Congrats on the success!!

And this is only your first two CU apps???

Man o Man I think you have alot

more success coming!

Congrats again,

Enjoy,

Cheers

 

Message 14 of 16
CreditMagic7
Mega Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

Congratulations on your ICCU & America First approvals!!

Message 15 of 16
MmmarkAz
Regular Contributor

Re: ICCU & America First CU 2 Approvals 20k SL's

@UH_HUH  Thanks! I'm Gardening Now for a Couple More Months and Hope I Have More Luck with America First and FNBO Business Cards!😃

Fico8s EX 798 EQ 792 TU 802
Started 10/17 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 23.5k
PenFed Gold Visa 11k
Penfed Platinum Rewards 15k
Penfed Power Cash Rewards 24k
FNBO World 13.6k
NFCU Platinum 23k
NFCU Cash Rewards 9k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 8.3k
CITI Simplicity 6.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 9.1k
Amex Hilton Honors 3.1k
Discover It 3k
Lowe's Advantage 25k.

>BUSINESS CARDS
Amex Business Lowe's 3k
Amex Blue Business Cash 13.8k.
AMEX Blue Business Plus 25k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 13k
US Bank Triple Cash Rewards 8k
Desert Financial CU Elan 20k
US Bank Platinum 25k
Message 16 of 16
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