I have been invited for some time to apply for the IHG Chase and I was semi Gardening for 4 months while my AAoA increases but we pulled ahead for a new Infiniti so we pulled the trigger and got tier 1 for 55K QX60 with my file across the board showing about 45 Inquiries equally distributed the CB. I continued on a small spree just for the heck of it and Apped forthe following:
--- Cap One Venture TD EX only --
--- BBY CL increase TD too many new accounts HP EQ
--- BofA CL confirmed SP TD too many new inquires TU
--- Chase IHG apped from invitation from e-mail i stay at Holiday Inn's and Marriotts a lot, 30 day notice - thinking it was TD i stopped- Got a call 2 days later needed to confirm my identity due to i having Consumer Alerts caused from my SSN used for IRS Tax return confirmed with Investigations for 8 minutes few questions answered, confirmed 1-2 weeks for card arrival, 23,700 SL. Static I finally hit the 20K mark and a personal Milestone. Going to full time gardening for at least 24 months! Stats below def over 5/24. Pulled EX
130K income
FICO 8:
EQ - 733 11 inq - within 1 yr no baddies 15% UTL
TU - 7614 Inq - within 1 yr no baddies 15% UTL
EX - 723 13 Inq - within 1 yr no baddies 15% UTL
AA0A 2y5m
10 new accounts within 12 months
