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@patrick00032001 wrote:Loving this credit union, I have had the Platinum Rewards Mastercard for a few years, and decided to upgrage to their cash rewards visa, approved with in the hour with income verification, Equfax score of 755, and a rate of 12.00%, as thats their lowest, I am blown away by the limit! If you live in Indiana, its worth checking this credit union out, the max they allow all memebrs for unsecured credit is $25,000.00 period, so if you take out a personal loan, you would have to reduce the credit line from your credit card, or personal line of credit to be considered.Loan Status DetailApplication Information Application Status APPROVED Application Number CommentsCard Information Requested Card Approved Card MasterCard Cash Rewards Second Card Holder Credit Limit $25,000.00 Third Card Holder Fourth Holder
Lender Information Lender IU Credit Union Address P.O. Box 368 City Bloomington State IN Zip 47402 Phone (812) 855-7823
Applicant Information First Name Last Name SSN Date of Birth Home Phone Work Phone Address City State Zip Occupancy Status BUYING/OWN WITH MORTGAGE Occupancy Duration 3 yr(s) 6 mo(s)
Great job, Patrick! You've come a long way from those HSBC Discover cards
Trying to figure out how you got this...I am a member of IU and can not get them to budge on anything.
@ Holliefield, whats your credit scores look like? DTI? Ext...? I have always had great luck with IU Credit Union, I have no deposit accounts with them, other than a shared savings that you must maintain to be eligible for their products. They do pull Equifax Beacon 5.0 (Mortgage Score) for all their credit products, as long as your credit is good and your DTI in order, you shouldn't have any issues getting approved.