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IU Credit Union Cash Rewards Mastercard APPROVED!

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patrick00032001
Regular Contributor

IU Credit Union Cash Rewards Mastercard APPROVED!

 Loving this credit union, I have had the Platinum Rewards Mastercard for a few years, and decided to upgrage to their cash rewards visa, approved with in the hour with income verification, Equfax score of 755, and a rate of 12.00%, as thats their lowest, I am blown away by the limit! If you live in Indiana, its worth checking this credit union out, the max they allow all memebrs for unsecured credit is $25,000.00 period, so if you take out a personal loan, you would have to reduce the credit line from your credit card, or personal line of credit to be considered. 
 
Loan Status Detail

Application Information Application Status APPROVED Application Number   Comments  

Lender Information Lender IU Credit Union Address P.O. Box 368 City Bloomington State IN Zip 47402 Phone (812) 855-7823
Card Information Requested Card   Approved Card MasterCard Cash Rewards Second Card Holder   Credit Limit $25,000.00 Third Card Holder       Fourth Holder      
Applicant Information First Name   Last Name   SSN   Date of Birth   Home Phone   Work Phone   Address   City   State   Zip   Occupancy Status BUYING/OWN WITH MORTGAGE Occupancy Duration 3 yr(s) 6 mo(s)


 
Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: IU Credit Union Cash Rewards Mastercard APPROVED!

Well done patrick00032001 congrats on your awesome cash rewards MC!!! 😊
Message 2 of 8
Anonymous
Not applicable

Re: IU Credit Union Cash Rewards Mastercard APPROVED!


@patrick00032001 wrote:
 Loving this credit union, I have had the Platinum Rewards Mastercard for a few years, and decided to upgrage to their cash rewards visa, approved with in the hour with income verification, Equfax score of 755, and a rate of 12.00%, as thats their lowest, I am blown away by the limit! If you live in Indiana, its worth checking this credit union out, the max they allow all memebrs for unsecured credit is $25,000.00 period, so if you take out a personal loan, you would have to reduce the credit line from your credit card, or personal line of credit to be considered. 
 
Loan Status Detail

Application Information Application Status APPROVED Application Number   Comments  

Lender Information Lender IU Credit Union Address P.O. Box 368 City Bloomington State IN Zip 47402 Phone (812) 855-7823
Card Information Requested Card   Approved Card MasterCard Cash Rewards Second Card Holder   Credit Limit $25,000.00 Third Card Holder       Fourth Holder      
Applicant Information First Name   Last Name   SSN   Date of Birth   Home Phone   Work Phone   Address   City   State   Zip   Occupancy Status BUYING/OWN WITH MORTGAGE Occupancy Duration 3 yr(s) 6 mo(s)


 

Great job, Patrick! You've come a long way from those HSBC Discover cards Smiley Wink 

Message 3 of 8
Anonymous
Not applicable

Re: IU Credit Union Cash Rewards Mastercard APPROVED!

Congrats on your approval. I'm liking my CUs more these days than 'regular' banks
Message 4 of 8
AverageJoesCredit
Legendary Contributor

Re: IU Credit Union Cash Rewards Mastercard APPROVED!

Ill take 25k any daySmiley Happy Great jobSmiley Happy
Message 5 of 8
Anonymous
Not applicable

Re: IU Credit Union Cash Rewards Mastercard APPROVED!

Trying to figure out how you got this...I am a member of IU and can not get them to budge on anything.

Message 6 of 8
AverageJoesCredit
Legendary Contributor

Re: IU Credit Union Cash Rewards Mastercard APPROVED!

Probably super high incomeSmiley Wink
Message 7 of 8
patrick00032001
Regular Contributor

Re: IU Credit Union Cash Rewards Mastercard APPROVED!

@ Holliefield, whats your credit scores look like? DTI? Ext...? I have always had great luck with IU Credit Union, I have no deposit accounts with them, other than a shared savings that you must maintain to be eligible for their products. They do pull Equifax Beacon 5.0 (Mortgage Score) for all their credit products, as long as your credit is good and your DTI in order, you shouldn't have any issues getting approved.

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 8 of 8
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