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As many know, I've trained long and hard to get every card under the sun in my rebuild phase.
My scores and have taken a dip, and I apped again....*cut fingers off*, but it was either do it or not. So I did.
My Exp was 626, a sharp drop from 657, when I apped last month and got approved for a Kay Jewelry line ($6k). BCE initially declined me for a low FICO, but said I could still get a BCE with a $500 CL with a regular APR and no Welcome Bonus offer....ehhh, no biggie. Will help keep my spending in line.
Well, rather than waste a HP , I took it. It can grow, and it will be my 1st AMEX. Something is better than nothing!
Amex gave me a 2k SL with the BCE 1.5 months ago with a score of 626. Now my EX is in the 700s. i wish i would of waited, im sure i would of gotten at least 5k easily. You live and you learn.
Good job..this gives you an opportunity to prove you can handle their credit...good luck on that journey and GOD bless!