In with AMEX! BCP Approval (w/past baddies)

[Anonymous]

Was going to wait until next month, but 1) I saw a preapproval on AMEX's site and 2) I wanted to take advantage of the additional 3 months to hit the SUB. Now I won't have to funnel any non-category spend through the card 

CL: $10,600 (matching Chase dollar-for-dollar )

APR: 23.99% (who cares lol)

FICO 8: 730

Current util: 2%

AAoA: 5y 2mo

Major baddie: 20 90+ day lates across 10 student loan accounts 4 years ago (keep track of when your loans come off deferral, kids!) Perfect payment record on all accounts since then, and it doesn't seem to be holding me back much now.

[AllZero]

Congratulations on your approval!

[Anonymous]

Congrats on your approval!

[PutThatMoneyOnTheTable]

[Anonymous]

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@Anonymous wrote:

... CL: $10,600 ...

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Pure awesomeness  -- Congrats! & thanks for the DPs. 

[gdale6]

Excellent SL for you too, congrats to your success!

[Anonymous]

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@gdale6 wrote:
Excellent SL for you too, congrats to your success!

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I'm guessing AMEX isn't going to hand me the fabled 3x CLI.  

[Anonymous]

YAY - Major congrats on your approval. I know it felt good to see, "congratulations, you're approved!" 

Have fun with your new CC! 

[Anonymous]

Big congrats! Best part of this post: " (keep track of when your loans come off deferral, kids!)" -  if that ain't the truth. Only thing that save DW's student loans after default was their rehab program.

Awesome SL too! Again CONGRATS to you!!

[MyFault]

Congrats!