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In with BoA (again) round 2 with 99/500 cash rewards

Anonymous514
Established Contributor

In with BoA (again) round 2 with 99/500 cash rewards

So was driving today and the radio started beeping so I hit the button on my steering wheel and answered it. It was BoA telling me I was appoved for the 99 500 this will be my second attempt this time I won't close it 3 months before the year mark! Time to get this graduation!!!

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10 REPLIES 10
Noxqs
Established Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards

Congrats and good luck!

2/5/18 EX 738 TU 751 EQ 737 9% Util All reports on ice! Gardening again!
NFCU CR ($25,000) | BofA CR ($19,800) | Discover ($12,300) | BofA BBR ($7,000) | Amazon ($6,000) | Citi Costco ($7,900) | Marvel ($8,000) | Chase Amazon ($6,000) | Paypal MC ($8,000) | Barclay Apple ($4,300) | AMEX BCE ($12,000) | AMEX ED ($1,000) | Cap QS ($3,400) | GM Buy Power ($2,000) | Citi DC ($2,700) | Wayfair ($9,400) | Victoria's ($4,000) | NFCU CLOC ($15,000) | Tiffany & Co ($1,000)
Message 2 of 11
JellyBeanGurl111
Frequent Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards

Don't close it. I closed my with Discover but I didn't care. I had a secure card 200.00 never used it. 
Anyway, my husband had a secure Bank of America rewards card and it graduated. That was last August. Started with 500.00 and now the CL is 5000.00 in less than a year. It grows very fast. Bank of America can be generous! 

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Namaste7
Established Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards


@bigalkescott514 wrote:

So was driving today and the radio started beeping so I hit the button on my steering wheel and answered it. It was BoA telling me I was appoved for the 99 500 this will be my second attempt this time I won't close it 3 months before the year mark! Time to get this graduation!!!


Congrats. With scores in your range, I'm surprised you weren't offered an unsecured product originally. You'll probably  graduate in a few months. Just use it and make large payments and BofA will reward you. 

 

 

 

~~MMXX~~
My Garden Goal: Double NW
Message 4 of 11
CreditCuriosity
Moderator

Re: In with BoA (again) round 2 with 99/500 cash rewards

Congrats..  Although if I were you I would of declined it as scores in your range and the cards you have are better than it already.  Glad you are happy though, that is what is important!

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RonM21
Valued Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards

Congrats. Interesting with your decent scores, but whatever works for you!!
                

Total CL: $306.1kUTL: 3%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k |DISC-40.6k | PENFED-38.4k | AMEX-37k | NFCU-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

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Anonymous514
Established Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards

BoA denies me for every card I app for. Smiley Sad It is discouraging they have been doing this to me since I turned 18 two years ago..Goal is to get this card unsecured and prove to BoA that I am worth it! Especially if they want my mortgage in a few years!Smiley Wink Although I am leaning towards NasaFCU for that. But that is a whole other topic for now time to charge 450 a month to this and PIF! Last time I had this one I was new to credit and carried a high balance on it for months on end, NO MORE!

Message 7 of 11
micheland30
Established Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards

Congrats! I tried a few times, but was always declined too. The $99/$500 is a starting point, which I accepted too. Not everyone is offered that. So I say go for it. Now that you are officially in, you may qualify for their better products in the future. Good luck!!
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padme
Established Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards

congrats

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JMED2
Frequent Contributor

Re: In with BoA (again) round 2 with 99/500 cash rewards

Im 99/500 Rewards 3-2-1 Card as well, Stay with it this time and Graduate soon!!!  Smiley Happy

USAA Rate Advantage Visa 17.5% 7K|USAA AMEX Rewards+ 5K|USAA Prefered Rewards Visa 4.5K|USAA Classic Visa 2.5K|USAA Classic AMEX 2.5K|USAA Classic MC 2K|CaptialOne QS1 4.5K|Capial One QS Visa 1K|AMEX-EDC 1K|BofA Rewards VISA 10K| BarclayCard Rewards 4K|Barclaycard Choice Rewards Visa 1.4K|Walmart Store Card 6K|Amazon Store Card 4K|Sam's Club 10K|Meriick Visa 1.2K|OverStock 2K|Hilton-AMEX 5K|AMEX BCE 16K|PENFED PRVS 9K|AMEX PRG NSPL|FICOs: EQ 688 EXP 679 TU 685
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