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In with DCU finally-Frozen-then released for use-then closed and reopened

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12njoy
Super Contributor

Re: In with DCU finally-Then Rescinded


@Aduke1122 wrote:
I was going to join with them but after reading several bad threads I will not be doing it .

I can understand your reluctance now 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 101 of 139
mattmyFIC0
Established Contributor

Re: In with DCU finally-Then Rescinded

They had me send in the same stupid inquiry dispute paperwork and it was worthless! They only sent me a snail mail response saying they wouldnt remove them!

 

I can't wait to see what they come back at you with!

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 102 of 139
12njoy
Super Contributor

Re: In with DCU finally-Then Rescinded


@mattmyFIC0 wrote:

They had me send in the same stupid inquiry dispute paperwork and it was worthless! They only sent me a snail mail response saying they wouldnt remove them!

 

I can't wait to see what they come back at you with!


Was this through  NCUA 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 103 of 139
mattmyFIC0
Established Contributor

Re: In with DCU finally-Then Rescinded


@12njoy wrote:

@mattmyFIC0 wrote:

They had me send in the same stupid inquiry dispute paperwork and it was worthless! They only sent me a snail mail response saying they wouldnt remove them!

 

I can't wait to see what they come back at you with!


Was this through  NCUA 


no that was with my initial attempt to just go through the hoops with DCU. They said they were right and I was wrong blah blah blah. After NCUA I got the letter saying I was right and they were wrong!

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 104 of 139
12njoy
Super Contributor

Re: In with DCU finally-Then Rescinded


@mattmyFIC0 wrote:

@12njoy wrote:

@mattmyFIC0 wrote:

They had me send in the same stupid inquiry dispute paperwork and it was worthless! They only sent me a snail mail response saying they wouldnt remove them!

 

I can't wait to see what they come back at you with!


Was this through  NCUA 


no that was with my initial attempt to just go through the hoops with DCU. They said they were right and I was wrong blah blah blah. After NCUA I got the letter saying I was right and they were wrong!


Good job.   They are very rude and uninformed 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 105 of 139
mattmyFIC0
Established Contributor

Re: In with DCU finally-Then Rescinded

It took quite a while for everything to go through. Crazy how they go from being your best friend to just awful

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 106 of 139
baller4life
Super Contributor

Re: In with DCU finally-Then Rescinded

DCU sounds dreadful to deal with. Uggghh! Hope you get it all resolved 12!
Message 107 of 139
12njoy
Super Contributor

Re: In with DCU finally-Then Rescinded


@baller4life wrote:
DCU sounds dreadful to deal with. Uggghh! Hope you get it all resolved 12!

Thanks baller4life.  Just a minor speed bump in the road.  One monkey don't stop no show. 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 108 of 139
CreditMagic7
Mega Contributor

Re: In with DCU finally-Then Rescinded


@12njoy wrote:

@baller4life wrote:
DCU sounds dreadful to deal with. Uggghh! Hope you get it all resolved 12!

Thanks baller4life.  Just a minor speed bump in the road.  One monkey don't stop no show. 


And that's all it is. Just a temporary experience that can easily be made up for. Smiley Wink

This experience and a few others who have posted about the strange happenings with that CU is good heads up for everyone else.

 

Appreciate sharing this so others can beware.

Message 109 of 139
satasat360
Regular Contributor

Re: In with DCU finally-Then Rescinded


@baller4life wrote:
DCU sounds dreadful to deal with. Uggghh! Hope you get it all resolved 12!

I'm sorry but I have to disagree. They are a very good CU with very low APR for car loans. But in this case OP tried to get dual approval which might caused them to do manual review and close the approved card as well.


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Current Score: 777
Goal Score: 800


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Message 110 of 139
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