Re: Indigo Platinum Approval - myFICO® Forums

C1navigator · ‎12-11-2018

I know this is not the best card. However, I need to rebuild my credit before I start a grad school.

My goal is to do PFD for my collections. I got approved for this card and FIrst Progress. I will get a secured credit card from CITI in about 6 months and close one of these cards. Eventually, I want an AMEX or Chase Credit Card since I will be traveling a lot for work. Anyays, my score is around 580 right now. Time to get this credit together.

Start:12/11/2018 TU579, EQ569
Current: 612
GOAL: 740 across the board! AMEX Approval and Chase Sapphire
Current Cards:
MyAccess$300
BoA$500

Aspire$1000
Citi$2000

Meanmchine · ‎12-11-2018

Welcome to our little piece of the web

Congrats on your first two approvals on your credit journey

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 830ish (F8) but my app finger is still twitching

Remedios · ‎12-11-2018

Congrats on your approval

Anonymous · ‎12-11-2018

Congrats on your approval !!!

19eighty5 · ‎12-11-2018

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Brooklyn2018 · ‎12-11-2018

Congrats on your approval!!

Goal Score: 600(within a year)**MET MY GOAL** | Goal Score: 700**MET MY GOAL** | Goal score: 800
Take the myFICO Fitness Challenge

>

I❤️NY

Noneed2nv · ‎12-12-2018

Congrats! We all start from somewhere...Work your plan and you will achieve your credit goals.

xaximus · ‎12-12-2018

Congrats on your approval and beginning of your journey! Remember - patience and time are key to the credit game.

Scores - All bureaus 770 +
TCL - Est. $410K

RonM21 · ‎12-12-2018

Congrats on the approval! You have to start somewhere and the hardest step sometimes is taking the first step.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎12-12-2018

Congrats. Keep them open for 1 year and cancel before the year is up to avoid the AF. I went from the 500's to 660 in one year and then got the gold, Hilton and CF. It's possible. Just takes time. The Primor (Green Dot) card I have in my sig I will cancel once it reports this month. It serves its purpose.