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Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

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dre90
New Contributor

Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Hello mF Community!

 

This approval announcement is a bit late, but I wanted to share that after contemplating canceling my Amex Gold yesterday for a well-rounded free travel card, I was instantly approved for Wells Fargo's Autograph VS card (SL: $14,000), which is great but I forgot about CSP and US Bank's Altitude cards which have a tremendous overall rewards structure.

 

Long story short, after getting approved for Wells Fargo Autograph, I applied blindly for CSP - denied (I burned Chase back in '18, so it doesn't look like I am getting back in with them anytime soon, oh well). I then applied for US Banks Altitude Connect VS card, and like Wells Fargo, I was instantly approved, with no issues other than a simple verification text message. I did say that after the WF Autograph card, I would no longer be applying for any more cards, but I could not resist that USB Altitude Connect SUB. I am eyeing Longines's HydroConquest GMT Automatic and have the cash saved up for it, so I will use the card for the bonus and pay it right off. I am not so sure about the game plan for the WF Autograph card.image.png

 

Anywho DPs:

 

Bank: US Bank (No current or prior relationships)

Card Name: Altitude CONNECT VS card

Promo: SUB: 50,000 points after $2K spend within four months

APR: unknown at this time

SL: $4,500 (Ehh, pretty low. 2 questions: 1. Visa Signature Cards have SLs below $10K? and 2. Does anyone know how well this bank card grows? What does the potential look like?)

Inqs (#-months): 10-24, 5-12, 4-6

AAOA: 4y 4m

CRA Pulled: All 3

Fico 8 Scores: Eq-743, Exp-729, TU-746

Util: 16% (aggregate)

 

That's it for real this time; no more credit cards and I will definitely need to cut a few loose after these two approvals. Hope this helps anyone considering the US Bank Altitude Connect card. I think it's a great alternative to CSP for those who cannot get back into Chase's ecosystem. Happy holidays!!!

18 REPLIES 18
GatoradeZeroGuy
Valued Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD


@dre90 wrote:

Bank: US Bank (No current or prior relationships)

SL: $4,500 (Ehh, pretty low. 2 questions: 1. Visa Signature Cards have SLs below $10K? 

Inqs (#-months): 10-24, 5-12, 4-6


traditional Visa Sigs are $5k minimum, but it's creditor discretion, US bank famously hands out $500 CL Visa Sig cards like candy 

 

congrats!! very nice US bank approval!

Starting FICO 8:

Current FICO 8:

1/6, 5/12, 12/24




Message 2 of 19
CreditCuriosity
Moderator Emeritus

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Congrats..  Most creditors make you have 5k limits for VS, but like mentioned above a few like US Bank will do as little as $500 as 5k isn't enforced anymore.  Just like Infinities use to be min of 10k where-as I believe US Bank has done lower than that as well for their Reserve card if memory serves me right.  Enjoy the bonus and card then PC it for a Cash+ down the road after 1 year like I did as that thing is a decent money maker.  Got the big bonus then did the PC for the woderful cash+ card.  

Message 3 of 19
JoeRockhead
Senior Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Very nice, congratulations! 

Message 4 of 19
Rebuild2019
Valued Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Congratulations on your approvals.


CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 5 of 19
Traveler101
Established Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Congratulations 🎊 

Message 6 of 19
coreyb80
Super Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Congrats on the approval!

Message 7 of 19
M_Smart007
Legendary Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Congratulations on your Approval 🎉

Message 8 of 19
firefox100
Valued Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

Congratulations on US bank approval, enjoy it have fun.

Message 9 of 19
cashorcharge
Community Leader
Senior Contributor

Re: Instant Approval: U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 10 of 19
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