Despite having been in the garden briefly, I pulled the trigger on the UCLA WESCOM CU Rewards Visa. The pre-appproval email indicated I was pre-approved for a $7K limit. This card is the UCLA version, and they must have pre-approved based on my relationship with UCLA after having gotten my Masters there a number of years ago.
The APR is 18.15%, and 0% for six months. I have no pre-existing banking relationship with Wescom. Not the greatest rewards but I was not going to turn down such an easy pre-approval. They pulled EX.
Congratulations on your Wescom approval!
Got this about a year ago. Did you get the $500 SUB promo?
Yup...$500 cash back for $2500 in spend the first three months.