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Interesting BBVA SL data point.

Highlighted
Super Contributor

Re: Interesting BBVA SL data point.


@M_Smart007 wrote:

@Saeren wrote:

@JNA1 wrote:
@M_Smart007

How do you like their online checking app? Is it real time, meaning does it show debits, payments, credits, etc as they happen? My local bank got bought out and their online banking is terrible! I’m looking to make a change and there is a BBVA branch 5 mins from my workplace.

I haven't done any transactions with their checking account yet but I was reading the terms and they do seem to post transactions throughout the day, in the order they come in, which is actually a negative to me. I like that my bank processes everything the next morning, deposits first. 


Then you would like US BankSmiley Wink

 


I did like US Bank quite a bit. Hated burning them. They never even treated me like any less of a customer because of my raver/punk choice of clothing. Ironically that was the bank that I am with now who treated me that way which was the bank that pushed me to switch to US Bank in the first place after an overdraft fiasco. Funny how things come full circle since 1stBank was my first bank. Maybe I'll end up back at US Bank some day. 

Current rotation:

01/2019:
05/2020:

Goal card: Cash+

P.S. I’m a dude, yo!
Message 11 of 31
Highlighted
Senior Contributor

Re: Interesting BBVA SL data point.

I got the flyer, but it doesn't give SL, ect....

Think I'm gonna check the pre-qual, so I know % and SL.....Guess I need to go unlock EX?













(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated April 2020.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Extent? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new account, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 12 of 31
Highlighted
Established Contributor

Re: Interesting BBVA SL data point.

I’ve used this card for a few utility purchases already and the 3% reward dollars posted almost instantly.

My credit card journey started 3/2018



Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $25000 SL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $5000 SL - 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)
BBVA Clear Points (DW’s) $10,000 SL - 3% retail

Total CL - $93300

Cash Back and SUBs earned as of 2/17/20 - $2215.52

In the garden lettin’ ‘em grow!

CU Memberships


FICO 8 Scores as of 4/19/20
741 Experian, 747 TransUnion, 749 Equifax

Goal cards:
Message 13 of 31
Highlighted
Senior Contributor

Re: Interesting BBVA SL data point.

Don't work in FLA












(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated April 2020.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? Extent? (clean/dirty), Number of accounts, both open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AOYRA-Age of Youngest Revolving Account (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new account, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AOYRA and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 14 of 31
Highlighted
Community Leader
Super Contributor

Re: Interesting BBVA SL data point.

@JNA1 

 

Congrats on the killer SL...    That is a very nice approval.    

 

Not sure on the approval amount tho.  It could be?  DP's for me as I had no prior relationship and my BBVA approval was only 3900, and my disco was at 7600 at the time.   No summit card. 








Message 15 of 31
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Community Leader
Super Contributor

Re: Interesting BBVA SL data point.


@JNA1 wrote:
They have a great prequal site:
https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Smiley Surprised

Smiley Very Happy  I just tried that link and it said i'm not in a state they allow to pre-qual for a card.   Guess that pre-approved mailer was the only way i was getting in with them.   








Message 16 of 31
Highlighted
Regular Contributor

Re: Interesting BBVA SL data point.

congrats on the approval..What states are eligble for cc products?

Message 17 of 31
Highlighted
Frequent Contributor

Re: Interesting BBVA SL data point.

Congrats!!


Message 18 of 31
Highlighted
Super Contributor

Re: Interesting BBVA SL data point.


@britt585 wrote:

congrats on the approval..What states are eligble for cc products?


Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas

 

That prequal tool only works on a few of those states though.

Current rotation:

01/2019:
05/2020:

Goal card: Cash+

P.S. I’m a dude, yo!
Message 19 of 31
Highlighted
Regular Contributor

Re: Interesting BBVA SL data point

Doesnt work in Cali

Discover IT $18.5k, Costco Visa $5.5k, BofA rewards $11.3k, C1 QS VS $11k, VentureOne $11.75k Golden1 CU $3k Barclay's Rwds $2.8k, Barclays Cash Fwd $2.8k, NFL Extra Points $1750, Walmart $6k, Old Navy $4k, Target MC $11k, Sears MC $3K, Overstock $3.9k, Pink $3,050, Kohl's $3000, Penfed Rwds $4k, Macys Amex $19k, Best Buy Visa $5K, PayPal MC $8k

Current Fico8; TU 733 EX 729 EQ 717
BK7 DC 12/14
Message 20 of 31
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