3 days before my 6 month anniversary of getting a CLI with my Citi Costco card, I hit the soft pull CLI button expecting that I would be declined as it was still 3 days before being exactly 6 months. Instead, I recieved a $3000 CLI increase from $8500 to $11500. This was a very pleasant surprise.
Tonight, I tried for the sake of it to get a Discover CLI. Discover has been one of my favorite cards with the rotating 5 percent catagories and I would love to have a better credit limit with it. Discover was my first card a little more than 2 years ago. I opened it as a secured card and graduated in the 7 months. Each increase has been $500 or less. Tonight, they gave me a puny $300 CLI from $3500 to $3800. Very interesting that Citi is giving me a 5 figure limit with a $3000 increase, while Discover has done very little in the way of growing. My 2 other main cards have limits of $17000 and $9500.
As of right now, my FICOs are 770 EQ, 790 TU, 791 Ex. Utilization on Discover was reported at 8 percent and my Citi Costco is around 2 percent. I pay each in full every month.
Give them a call and try to double dip.
Congratulations on your CLIs!
I feel your frustration. Honestly, I am sock drawering my DISC as soon as I app for AMEX and NFCU. They haven been rather disappointing, and I am not interested in tiny incremental CLIs (or declined all together for them). It just doesn't feel like they want my business.
Congrats on your CLI !!!!