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Interesting Discover Auto CLI!!

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New Member

Interesting Discover Auto CLI!!

Alright, so I have had my Discover it card for 9 months. This was my first CC and my only one up until two months ago when I got the Amex Gold Card. Before the gold card, I put ALL of my transactions on my Discover card. Had at least 30 transactions a month on it. Since I got the Gold card two months ago, I have almost spent NOTHING on the Disco card. My last few Disco statements have only had a handful of transactions on them. 

 

With that said I got an email last night saying my CL had been increased from 2200 to 3300! I thought this was very interesting given that the card was seeing little to no use.

 

Is this a marketing tactic to try and get me to use my card more? 

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Regular Contributor

Re: Interesting Discover Auto CLI!!

 


@mmarkoff4m wrote:

 

Is this a marketing tactic to try and get me to use my card more? 

 

Everything that a credit card company does without your prior approval is either punishment or marketing. 


 

Message 2 of 9
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Valued Contributor

Re: Interesting Discover Auto CLI!!

Play hard to get and Disco comes a whispering with CLI's.

 

Also, when you get an Auto CLI you should ask for one since it's likely there's some money on the table and if you get one you should follow up with a phone call for the double dip for even more.

500K+ TCL / 800+ FCOs
Message 3 of 9
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Contributor

Re: Interesting Discover Auto CLI!!

Congrats on the auto CLI. I agree with previous poster, it wouldn’t hurt to hit the luv button and see if you can get more.

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
Message 4 of 9
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Senior Contributor

Re: Interesting Discover Auto CLI!!

Congrats on your Disco auto luv! 




Message 5 of 9
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Established Member

Re: Interesting Discover Auto CLI!!

Wow lucky you !! I had my discover chrome for a year and six months before I got an increase ! And I had to request it 😫 Please sprinkle some luck over to me when you get a chance LoL😌
Message 6 of 9
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Valued Contributor

Re: Interesting Discover Auto CLI!!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS @mmarkoff4m on your AWESOME Discover Auto CLI!!!  

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 7 of 9
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Mega Contributor

Re: Interesting Discover Auto CLI!!

Congrats on The Auto Disco CLI

Message 8 of 9
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Super Contributor

Re: Interesting Discover Auto CLI!!

Sounds like the Disco way. No use get CLI. Use it and its a toss up. LOL! CONGRATS!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
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