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Interior FCU approved $25k

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SouthJamaica
Mega Contributor

Re: Interior FCU approved $25k


@jaxstraw wrote:

Became member last week ....$25 in savings account.

Applied a few days later for the fixed rate Platinum Visa.

Took one day and got email for secured message stating approval.

Asked for $25k and that's what they gave me.....8.75%

Same HP as for membership.... included POI in application to speed process along.

They pull EQ 9.... currently 771

About 12 inqs.....3 new accounts in past year..…..UTI @1%

Great looking card....


Congratulations. I just got the same card. I love it.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 11 of 21
jaxstraw
Valued Contributor

Re: Interior FCU approved $25k


@SouthJamaica wrote:

@jaxstraw wrote:

Became member last week ....$25 in savings account.

Applied a few days later for the fixed rate Platinum Visa.

Took one day and got email for secured message stating approval.

Asked for $25k and that's what they gave me.....8.75%

Same HP as for membership.... included POI in application to speed process along.

They pull EQ 9.... currently 771

About 12 inqs.....3 new accounts in past year..…..UTI @1%

Great looking card....


Congratulations. I just got the same card. I love it.


So far I have only received notification of EQ seeing a new account.

Have you seen it report to any of the other CRA's ??

Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 12 of 21
SouthJamaica
Mega Contributor

Re: Interior FCU approved $25k


@jaxstraw wrote:

@SouthJamaica wrote:

@jaxstraw wrote:

Became member last week ....$25 in savings account.

Applied a few days later for the fixed rate Platinum Visa.

Took one day and got email for secured message stating approval.

Asked for $25k and that's what they gave me.....8.75%

Same HP as for membership.... included POI in application to speed process along.

They pull EQ 9.... currently 771

About 12 inqs.....3 new accounts in past year..…..UTI @1%

Great looking card....


Congratulations. I just got the same card. I love it.


So far I have only received notification of EQ seeing a new account.

Have you seen it report to any of the other CRA's ??


Same here. So far it's reported to EQ only. but that was just 1 or 2 days ago. I'm sure it will catch up with EX & TU.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 13 of 21
jaxstraw
Valued Contributor

Re: Interior FCU approved $25k


@SouthJamaica wrote:

@jaxstraw wrote:

@SouthJamaica wrote:

@jaxstraw wrote:

Became member last week ....$25 in savings account.

Applied a few days later for the fixed rate Platinum Visa.

Took one day and got email for secured message stating approval.

Asked for $25k and that's what they gave me.....8.75%

Same HP as for membership.... included POI in application to speed process along.

They pull EQ 9.... currently 771

About 12 inqs.....3 new accounts in past year..…..UTI @1%

Great looking card....


Congratulations. I just got the same card. I love it.


So far I have only received notification of EQ seeing a new account.

Have you seen it report to any of the other CRA's ??


Same here. So far it's reported to EQ only. but that was just 1 or 2 days ago. I'm sure it will catch up with EX & TU.


Was hoping for another Library of Congress FCU situation where it only reports to EQ.....lol.

 

Jax

*************************************************************************************
Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Message 14 of 21
MCM1
Regular Contributor

Re: Interior FCU approved $25k

Do they use ChexSystems? 

Message 15 of 21
pip3man
Valued Contributor

Re: Interior FCU approved $25k

@MCM1 they sure do and will deny altogether based on any negative on Chexsystem. I was approved for $25k but later revoked due to Chex system inquiries. No other negative was on there. They pull Chex for membership and EQ for credit apps. Their membership and loan dept don't appear to know what the other is doing. I went thru the credit process first, got the approval call, esigned the Loanliner docs only to get contacted the following day that my membership was declined so they have to revoke the approved credit app altogether since I need to be a member to use their CC.

Message 16 of 21
fullacrobat5
Frequent Contributor

Re: Interior FCU approved $25k

Congratulations on your Interior FCU approval !!

Message 17 of 21
babygirl1256
Senior Contributor

Re: Interior FCU approved $25k

Congrats on your Interior FCU approval . . . that's awesome!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 18 of 21
OmarGB9
Community Leader
Super Contributor

Re: Interior FCU approved $25k

Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 19 of 21
cashorcharge
Community Leader
Super Contributor

Re: Interior FCU approved $25k

WooHoo!!  Congratulations on your Interior approval!!🎉🍾🥂

Message 20 of 21
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