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Invitation to apply - Approved!

CarolynArt
Regular Contributor

Invitation to apply - Approved!

I've been invited to apply for a Navy Federal More Rewards American Express card. Does thi mean I am automatically pre-approved? What are my chances of approval?

FICO 9 723 across the board and FICO 8 714.
Message 1 of 11
10 REPLIES 10
M_Smart007
Epic Contributor

Re: Invitation to apply

 

Welcome To myFICO Forums.Smiley Happy

I think you have a good shot at a great card. my $0.02 worth

 

Message 2 of 11
gjean78
Regular Contributor

Re: Invitation to apply


@CarolynArt wrote:

I've been invited to apply for a Navy Federal More Rewards American Express card.  Does thi mean I am automatically pre-approved?  What are my chances of approval?  FICO 9 723 across the board and FICO 8 714.


go ahead apply for the card you get invitation for, I'll guarantee you'll get approved for it. with these scores, you got a 99.99 chance to get the card. thanks me later once you've been approved.



Message 3 of 11
AverageJoesCredit
Mega Contributor

Re: Invitation to apply

An invitation is not a gaurenteed approval regardless of scores. Scores play a small part in Navy approvals. Can you let us know more on what the letter says or maybe screenshot? Lots of time people get confused with invited to apply and preapproved . Their is specific language involved that can give better clues. Are you a Navy Federal member? Any history with them? Need more info to actually help predict an outcome. Thanks
Message 4 of 11
CarolynArt
Regular Contributor

Re: Invitation to apply

I logged into my checking ccount at Navy Fed and saw offers so I clicked on them.  There was an invitation to apply for the AMEX card, so I decided to go for it.  I was instantly approved for 10K and I love Navy Fed.  In 91 days I will apply for the Cash Rewards Card to see if they give me a large SL.  For now, I will enjoy the cash rewards of their AMEX card.  Thanks for all of your advice. This forum has been so helpful.

Message 5 of 11
Steve891
Senior Contributor

Re: Invitation to apply

Congrats on your NFCU Amex approval and nice SL!Smiley Very Happy




Message 6 of 11
M_Smart007
Epic Contributor

Re: Invitation to apply


@CarolynArt wrote:

I logged into my checking ccount at Navy Fed and saw offers so I clicked on them.  There was an invitation to apply for the AMEX card, so I decided to go for it.  I was instantly approved for 10K and I love Navy Fed.  In 91 days I will apply for the Cash Rewards Card to see if they give me a large SL.  For now, I will enjoy the cash rewards of their AMEX card.  Thanks for all of your advice. This forum has been so helpful.


Congratulations!!!, I hope post #2  encouraged youSmiley Happy

 

 

 

Message 7 of 11
M_Smart007
Epic Contributor

Re: Invitation to apply


@AverageJoesCredit wrote:
An invitation is not a gaurenteed approval regardless of scores. Scores play a small part in Navy approvals. Can you let us know more on what the letter says or maybe screenshot? Lots of time people get confused with invited to apply and preapproved . Their is specific language involved that can give better clues. Are you a Navy Federal member? Any history with them? Need more info to actually help predict an outcome. Thanks

Sorry Joeseph, I am Maxwell Smart and I approve, This approvalSmiley Wink

 

Message 8 of 11
AnimalHouse121
Valued Contributor

Re: Invitation to apply

Congrats on your approval!!
Message 9 of 11
AverageJoesCredit
Mega Contributor

Re: Invitation to apply

I wonder what a big sl is ?😯
Message 10 of 11
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