Yesterday my Barclaycard (which started at $500 in 2014) was bumped up to $5k via a backdoor call.Two years ago my credit was shot, in the 500s with a BK from 2007 and a 2014 repo to boot (darn nursing school!). Only thing I could get approved for was a fully secured cap1 card. That $200 was hard to part with but it was a worthwile investment for sure! A couple months ago I finally closed it (along with all toy limit cards), but I'll never forget what it did for me. Fast forward to today...over $50k in unsecured credit and a Grand Cherokee lease. Never in my life thought I'd buy a new car in under 2 hours without POI...not to mention automatically approved at the dealership for the FNBO Jeep Mastercard. My AmEx and Discover are both $6k+, Venture $10k. Credit is 700+ across the board, and I'm grateful to this community for keeping me motivated!
To those who are where I was 2 years ago, don't give up hope. I nearly did, but the positive successes on this forum kept me from wallowing in credit despair and forced me to keep trying.
Very nice story! What a difference two years can make! Congrats to you on all of your successes, and improving your credit scores to what they are today. You must feel wonderful, and you certainly deserve to! Best of luck always!
Great Story!! Sounds like my journy. Started out with a $300 capital one platnium 2 years ago now I'm having disscussion with family members about opening a subway...lol
Congratulations on your increase! What a wonderful, motivating story!! I agree MyFico iis awesome with all the knowledge and information provided here.