J. Crew Credit Line Increase

[Josh2942]

Nice!

[MsLadyRover]

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@FinStar wrote:

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@brikays wrote:
Congrats....it will grow quickly. I noticed that my cli's are successful every month as long as I have a small balance right after the statement closes.

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Just aanother data point OP.  You don't have to have a balance report when the statement closes.  You can PIF and still receive a CLI, I've not carried any balance at all and they're mostly auto-CLIs and a combination of the online requests. 

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Thanks Everyone.

I didn't have a balance when I requested the increase tonight.  As a matter of fact, the last time I had a balance on the card was a small one back in September.  I don't use the card much.  I think I may have used it twice since I had it.

My last increase was back in October.

How often do they auto increase you FinStar?

[Pupeitmeister]

Grats Ladyrover!.. Awesome job!

[FinStar]

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@MsLadyRover wrote:

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@FinStar wrote:

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@brikays wrote:
Congrats....it will grow quickly. I noticed that my cli's are successful every month as long as I have a small balance right after the statement closes.

---

Just aanother data point OP.  You don't have to have a balance report when the statement closes.  You can PIF and still receive a CLI, I've not carried any balance at all and they're mostly auto-CLIs and a combination of the online requests. 

---

Thanks Everyone.

I didn't have a balance when I requested the increase tonight.  As a matter of fact, the last time I had a balance on the card was a small one back in September.  I don't use the card much.  I think I may have used it twice since I had it.

My last increase was back in October.

How often do they auto increase you FinStar?

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Believe it or not, it seems like every couple months or so.  I use it frequently and PIF before the statement cycles.  Then, in between (not every month though), I fill the "love" gap with the online CLI request.  Thus far it's been doing ok, but I'm sure it'll reach a point where the well will dry up...LOL.  Which would be ok IMO.

[MsLadyRover]

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@FinStar wrote:

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@MsLadyRover wrote:

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@FinStar wrote:

---

@brikays wrote:
Congrats....it will grow quickly. I noticed that my cli's are successful every month as long as I have a small balance right after the statement closes.

---

Just aanother data point OP.  You don't have to have a balance report when the statement closes.  You can PIF and still receive a CLI, I've not carried any balance at all and they're mostly auto-CLIs and a combination of the online requests. 

---

Thanks Everyone.

I didn't have a balance when I requested the increase tonight.  As a matter of fact, the last time I had a balance on the card was a small one back in September.  I don't use the card much.  I think I may have used it twice since I had it.

My last increase was back in October.

How often do they auto increase you FinStar?

---

Believe it or not, it seems like every couple months or so.  I use it frequently and PIF before the statement cycles.  Then, in between (not every month though), I fill the "love" gap with the online CLI request.  Thus far it's been doing ok, but I'm sure it'll reach a point where the well will dry up...LOL.  Which would be ok IMO.

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LOL!

I try to space my Comenity increases to every 3 or 4 months.  I have 4 Comenity cards so I have them spaced out now so that I can get an increase on at least one of them each month. LOL!

[B335is]

Finstar, what's your limit?  I rarely use mine, but still get increases every couple of months.

Congrats OP!

[FinStar]

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@B335is wrote:

Finstar, what's your limit?  I rarely use mine, but still get increases every couple of months.

Congrats OP!

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Original CL was $1K, curently $2,500.  I'm sure I'm going to hit the ceiling soon!  LOL

[Irisa]

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@MsLadyRover wrote:

I love Comenity Bank! I was a little bored so I decided to hit the LUV button.  Instantly approved for a $300 increase.  Limit is now $1200.  It's slowly but surely getting higher!

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WTG! Congrats!

[B335is]

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@FinStar wrote:

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@B335is wrote:

Finstar, what's your limit?  I rarely use mine, but still get increases every couple of months.

Congrats OP!

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Original CL was $1K, curently $2,500.  I'm sure I'm going to hit the ceiling soon!  LOL

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You and me both.  Thanks to this thread I dusted mine off and bought a sweatshirt, I  haven't used it in 5 months....oops.

[FinStar]

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@B335is wrote:

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@FinStar wrote:

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@B335is wrote:

Finstar, what's your limit?  I rarely use mine, but still get increases every couple of months.

Congrats OP!

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Original CL was $1K, curently $2,500.  I'm sure I'm going to hit the ceiling soon!  LOL

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You and me both.  Thanks to this thread I dusted mine off and bought a sweatshirt, I  haven't used it in 5 months....oops.

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Time for some action it seems!  When was the last CLI you received?  Maybe one soon?