I applied for $20K and they countered for $15K. I took it. They have a balance transfer offer that blew my mind - 6% apr on all balance transfers for the life of the balance for transfers made in the first 30 days of account openinng. I'll take it!
They did ask about all of my inquiries. I was honest - shopping for a lower APR on a credit card.
Congratulations on your approval!
14 new accounts within the last year..
I have so many inquiries. Not many credit unions seem to care. They expect you to shop around for better rates.
All of my reports are the same (99%). Not sure who they pulled yet. My alerts aren't always fast.
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|
One of those recently new accounts is a PenFed account. They only gave me $4500. They refuse to budge and won't give me any other trade lines. So you're basically right. Alliant is sensitive to these things as well. I'll crack both of them eventually.
Congrats on your approval and very nice SL !!!!