cancel
Showing results for 
Search instead for 
Did you mean: 

JCP CLI to $15K!

tag
SunriseEarth
Moderator Emeritus

JCP CLI to $15K!

Hello,

 

I've been wanting more of my CCs to get past the $10K mark, so I went to chat a few days ago to ask about my JCP card, which was at $8K.   I requested $15K and the agent said that they didn't have an answer and I would need to call into the 800 number.   I figured that was that.   Well, I logged in to check on my payment today and saw that I had a new CL!

 

Account Summary
 
Current Balance* :$92.54 
Minimum Payment Due :$25.00Make a Payment
Payment Due Date :10/25/2016 
 
 
 
Available Credit* :$14,881.00Request Increase
Total Credit Limit :$15,000.00

 

Wow!   I actually have no idea how high JCP goes, but I don't see many CLs over $10K with them.   Maybe with their move into major appliances, the CLs are going up, too.   I think this will probably be the last CLI request I'll do for JCP, unless I go on some wild furniture or appliance spree.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1 of 14
13 REPLIES 13
B335is
Moderator Emeritus

Re: JCP CLI to $15K!

Wow, very nice!  Lately I've been thinking about asking for a CLI on mine but a little paranoid of the Synchrony boogieman Smiley Wink

Message 2 of 14
SunriseEarth
Moderator Emeritus

Re: JCP CLI to $15K!


@B335is wrote:

Wow, very nice!  Lately I've been thinking about asking for a CLI on mine but a little paranoid of the Synchrony boogieman Smiley Wink


I'm around $66K in exposure to Sync, which is higher than my income, but not near that $100K ceiling.   Hopefully I haven't poked the bear.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 14
grillandwinemaster
Valued Contributor

Re: JCP CLI to $15K!

congrats! That's A LOT of underwear!

So is 100k exposure the "official" agreed upon synch AA barometer? 


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 4 of 14
jbb27885
New Contributor

Re: JCP CLI to $15K!

Can't you buy a full store for $15K these days? Smiley Happy

Message 5 of 14
SunriseEarth
Moderator Emeritus

Re: JCP CLI to $15K!


@jbb27885 wrote:

Can't you buy a full store for $15K these days? Smiley Happy


Possibly.   I went in yesterday, and got two dress shirts and a pair of jeans that were all on clearance and I used a coupon.   That was a $10 shopping trip.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 6 of 14
CreditMagic7
Mega Contributor

Re: JCP CLI to $15K!


@B335is wrote:

Wow, very nice!  Lately I've been thinking about asking for a CLI on mine but a little paranoid of the Synchrony boogieman Smiley Wink


The one Synchrony card I've had eyes on for a very long time.

 

In fact JCP is still actively encouraging this one but I too am not about to upset the apple cart either so it'll just have to wait longer.

Congrats! on the really nice new JCP limit!

Message 7 of 14
pizza1
Community Leader
Super Contributor

Re: JCP CLI to $15K!

I love it!!! Thats awesome and I do believe the highest limit I've seen on the personal JCP. I think in the Biz section, I saw $20k? But its also a PIF at time of statement due..lol.

Nice job! Smiley Happy
Message 8 of 14
UncleB
Credit Mentor

Re: JCP CLI to $15K!

That's a very nice limit on a JCP... I think it's the largest I've seen as well.  It's also notable (to me) that you didn't have to call Credit Solutions... you got the CLI the 'regular' way! Smiley Very Happy

 

Again, congrats!  screamer.gif

Message 9 of 14
Anonymous
Not applicable

Re: JCP CLI to $15K!

Congrats! Not bad for a days work.

Message 10 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.