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JetBlue Plus Mastercard - Application process

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JetBlue Plus Mastercard - Application process

The Application:

Here's the link JetBlue Plus Mastercard

I actually completed this on my iPhone. I completed all fields that were mandatory and left all optional ones empty. I selected the expedited shipping of the card for the additional $15 charge as I am planning a trip on JetBlue in the coming week. The application was submitted at 11:35pm PST. 

 

The Pull:

 

The HP was on Transunion. I'm currently located in CA. 

 

The Score:

Transunion FICO Score 8 approximately is 740 (I have a thing about being too specific with my personal info)

Utilization is under 35%

Total accounts is 15+

Hard Inquires is 4

 

The Approval/Recon:

The initial response was a 10 day/30 day response. I then immediately did the online status check which then stated I was denied. (*note: Recently I've been on a CC binge and have opened several cards in the last 45 days. Barclay seems to be a bit more aware in regards to churning and it is reflected on their approval rate.) Obviously I called their reconsideration line immediately. 866-408-4064 I had thought I would get a message stating their business hours, but to my surprise it was immediately answered by a live Agent. She confirmed the denial and asked if I would like to go through the reconsideration process. I didn't hesitate and was told I would be placed on hold as she reviewed my credit profile. Two minutes later, she returned with 2 questions. I answered them directly and with pin point accuracy on dates and creditors - this seemed to be exactly what she was looking for. She overturned the declination and approved me for a 5K limit. This is one of my lowest CLs, but I'll take it. A trip to NY from Cali on "Mint" JetBlue is in my future.

 

Hope this helps! Off to the next sign up bonus! 

 

- PointsYoda

-PointsYoda
9 REPLIES 9
Super Contributor

Re: JetBlue Plus Mastercard - Application process


@PointsYoda wrote:

The Application:

Here's the link JetBlue Plus Mastercard

I actually completed this on my iPhone. I completed all fields that were mandatory and left all optional ones empty. I selected the expedited shipping of the card for the additional $15 charge as I am planning a trip on JetBlue in the coming week. The application was submitted at 11:35pm PST. 

 

The Pull:

 

The HP was on Transunion. I'm currently located in CA. 

 

The Score:

Transunion FICO Score 8 approximately is 740 (I have a thing about being too specific with my personal info)

Utilization is under 35%

Total accounts is 15+

Hard Inquires is 4

 

The Approval/Recon:

The initial response was a 10 day/30 day response. I then immediately did the online status check which then stated I was denied. (*note: Recently I've been on a CC binge and have opened several cards in the last 45 days. Barclay seems to be a bit more aware in regards to churning and it is reflected on their approval rate.) Obviously I called their reconsideration line immediately. 866-408-4064 I had thought I would get a message stating their business hours, but to my surprise it was immediately answered by a live Agent. She confirmed the denial and asked if I would like to go through the reconsideration process. I didn't hesitate and was told I would be placed on hold as she reviewed my credit profile. Two minutes later, she returned with 2 questions. I answered them directly and with pin point accuracy on dates and creditors - this seemed to be exactly what she was looking for. She overturned the declination and approved me for a 5K limit. This is one of my lowest CLs, but I'll take it. A trip to NY from Cali on "Mint" JetBlue is in my future.

 

Hope this helps! Off to the next sign up bonus! 

 

- PointsYoda


Good card. Congratulations.


Total revolving limits 730000 (603500 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
Message 2 of 10
Regular Contributor

Re: JetBlue Plus Mastercard - Application process


@PointsYoda wrote:

The Application:

Here's the link JetBlue Plus Mastercard

I actually completed this on my iPhone. I completed all fields that were mandatory and left all optional ones empty. I selected the expedited shipping of the card for the additional $15 charge as I am planning a trip on JetBlue in the coming week. The application was submitted at 11:35pm PST. 

 

The Pull:

 

The HP was on Transunion. I'm currently located in CA. 

 

The Score:

Transunion FICO Score 8 approximately is 740 (I have a thing about being too specific with my personal info)

Utilization is under 35%

Total accounts is 15+

Hard Inquires is 4

 

The Approval/Recon:

The initial response was a 10 day/30 day response. I then immediately did the online status check which then stated I was denied. (*note: Recently I've been on a CC binge and have opened several cards in the last 45 days. Barclay seems to be a bit more aware in regards to churning and it is reflected on their approval rate.) Obviously I called their reconsideration line immediately. 866-408-4064 I had thought I would get a message stating their business hours, but to my surprise it was immediately answered by a live Agent. She confirmed the denial and asked if I would like to go through the reconsideration process. I didn't hesitate and was told I would be placed on hold as she reviewed my credit profile. Two minutes later, she returned with 2 questions. I answered them directly and with pin point accuracy on dates and creditors - this seemed to be exactly what she was looking for. She overturned the declination and approved me for a 5K limit. This is one of my lowest CLs, but I'll take it. A trip to NY from Cali on "Mint" JetBlue is in my future.

 

Hope this helps! Off to the next sign up bonus! 

 

- PointsYoda


This is the type of data detail I love. Excellent write up. Congrats on the approval. You earned it.

1 Timothy 6:10
Message 3 of 10
Established Member

Re: JetBlue Plus Mastercard - Application process

Thanks! It's my first post. I've read a ton of posts from the boards that have helped me. I figured I should contribute and do so in a way that would be as helpful as possible. 

-PointsYoda
Message 4 of 10
Established Member

Re: JetBlue Plus Mastercard - Application process

Thank you. Your Chase Hyatt Card CL is very impressive. 

-PointsYoda
Message 5 of 10
Senior Contributor

Re: JetBlue Plus Mastercard - Application process

Welcome to myFICO and congrats on your success!!!

Gardening since 10/01/18 Gardenversary 10/01/20 Score: xx/xx/xx EQ xxx TU xxx EXP xxx
Current Score: 781
Goal Score: 800
Take the myFICO Fitness Challenge
Message 6 of 10
Community Leader
Super Contributor

Re: JetBlue Plus Mastercard - Application process

Enjoy the blue Smiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 7 of 10
Established Member

Re: JetBlue Plus Mastercard - Application process

-Anusara

 

Thank you! I'm planning on posting a bunch more as I go through my "churning" and credit improvement process. 

 

-PointsYoda

-PointsYoda
Message 8 of 10
Established Member

Re: JetBlue Plus Mastercard - Application process

-AverageJoesCredit

 

I'm juiced! I really want to use it to get a Mint trip to NYC.

 

-PointsYoda

-PointsYoda
Message 9 of 10
Regular Contributor

Re: JetBlue Plus Mastercard - Application process

Great post!. Thank you and congrats

Message 10 of 10
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