John Deere Approval

[Anonymous]

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@Anonymous wrote:

They pulled TU in case anybody wants to know.  Total avail credit across all accounts is 31K.  Credit used was 18%. 

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Yes, the OP said they pulled TU.
 

[Gmood1]

What kind of rates do you get with this revolving line of credit?
Congrats OP on your approval!

[credit_endurance]

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@Gmood1 wrote:
What kind of rates do you get with this revolving line of credit?
Congrats OP on your approval!

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Looks like 19.25 APR  from what I can see. Wondering if this TL is only restricted to John Deere locations.

[Gmood1]

Thanks! They would have to have a special finance offer in order for me to use it. I like the HTL part though!

[Anonymous]

Regular purchase rate 19.25.  Equipment purchase apr will depend on the dealer.  Most dealers offer discounts,  0% apr for so many months, etc...However, once your approved then your in.  All apr's are the same across the board no matter how high your score is.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      

[Anonymous]

19.25% on regular purchase.  Equipment purchase apr is based on what kind of deals, etc the dealer is offering.  

[Anonymous]

All APR's are the same tho, no matter what your score is once approved.

[CreditMagic7]

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@Anonymous wrote:

All APR's are the same tho, no matter what your score is once approved.

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It's always been like that with the basic APR, however when i was approved for my first account with them it was said that if you needed more they would raise your limit to cover let's say a Gator.

That was when they only offered $5K start lines before they switched over to the now $15K.

[someg33k]

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@Anonymous wrote:

SL 15K.  How do you like me now.  100+ inquiries and still approved!!  

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Congrats!

All the cool kids have this card