Well I lost my will power and checked by prequalifier for the FNBO Evergreen. Got a preapproval for $15k at a 22% rate. Last month I got $14k at 25%. I figure they must want me, right? Instant approval, $15k. It was much easier to resist when credit was bad.
EX 740 Inq 22 lol/24
Also have a pair of CLI declines to report - Amazon and Sportsman's Guide.
Called in to Credit Solutions and asked for a $5k increase to $15k total. It was a hard no without a counter. I'm thinking that after $10k, time between CLI approval goes up. Happened with my PayBoo card - I was getting CLIs every 2 months, but to go from 10k to 15k took 4. So I'll give Amazon 3 more months since its been 3 since my last CLI.
Sportsman's Guide has been 4 months +1 day like clockwork, but this time got denied. Letter stated that I've reached max limit on this account....OK.
I also decided to close my Overstock store card and next up is my Comenity Mastercard. For some reason these accounts report a fraud alert that I used to have. They decline stating that I have no number listed and that they can't contact me. I believe these cards are on a different system than Sportsman's Guide. Since no one at Comenity can help (I've mean trying for half a year now - secure message, phone, mail - got me nowhere) these accounts can go.
Well thats all for now.
Congratulations on your approval!
Grats and welcome to the FNBO fam!
Congratulations! I just learned about this card and it seems like it is solid. I may get it because they seem to be very generous with starting limits!
@rostrow416 wrote:Well I lost my will power and checked by prequalifier for the FNBO Evergreen. Got a preapproval for $15k at a 22% rate. Last month I got $14k at 25%. I figure they must want me, right? Instant approval, $15k. It was much easier to resist when credit was bad.
EX 740 Inq 22 lol/24
My sentiments exactly... 
Excellent approval, congrats. Thank you for the DP's and for the great info on SyncB and Comenity also.
This is indeed becoming a train...
Congratulations on the new card and great SL!
I have a Scheels Visa issued by FNBO and have been considering another FNBO card. The bank has nice periodic promos and is very fair on CLIs. So I recently apped for and got approved for the Evergreen card with a nice SL , and decent APR. Of course they queried Experian. Ack. I think I'm back up to 5 now.
My online gardening skills are terrible. I took the poor sprout out of my siggy because I'm so lousy at it, but now that it's warm here finally, I'm getting some real gardening done outside.
