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Jumped from the garden for this

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HighAchiever
Established Contributor

Re: Jumped from the garden for this

Congrats on your new card and awesome SL!!! 😎
“Most people work just hard enough not to get fired and get paid just enough not to quit.”
Take the myFICO Fitness Challenge

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Message 11 of 33
M_Smart007
Legendary Contributor

Re: Jumped from the garden for this

congrats!

Message 12 of 33
GApeachy
Super Contributor

Re: Jumped from the garden for this

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!

My Take Home Pay Don't Take Me Home
Message 13 of 33
Anonymous
Not applicable

Re: Jumped from the garden for this

Congrats on the new approval! 

Message 14 of 33
sarge12
Senior Contributor

Re: Jumped from the garden for this


@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


You have never heard of Quicken??? Do you mean you never heard of a quicken credit card? I do not know how you could possibly not heard of the Quicken money management software. How is that possible?

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 15 of 33
800FICOGoal
Established Contributor

Re: Jumped from the garden for this

Congrats!!!



Rebuild Cards

Goal Cards

Loans
Message 16 of 33
sarge12
Senior Contributor

Re: Jumped from the garden for this


@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


That is about average for me on starting limit, but I never get a CLI. I am a strict transactor, and usually even make multiple payments each month. That works real well for fico scores, and starting limits, but also causes CLI denials on a consistant basis. When the issuer looks at my highest balance on their card and see that it is 800 dollars on a 11,400 limit, they deny the CLI. They give the reason as "you have not utilized enough of your existing credit limit with us" I do understand their logic based on how I use credit cards, so I usually just accept the fact that my starting limit will be the forever limit on my cards.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 17 of 33
GApeachy
Super Contributor

Re: Jumped from the garden for this


@sarge12 wrote:

@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


 Do you mean you never heard of a quicken credit card? 


Lol! The card

(Edit to addSmiley Happy  We've been using same acct. firm since 1985, so I'm not current on anything Quicken tbh.

My Take Home Pay Don't Take Me Home
Message 18 of 33
GApeachy
Super Contributor

Re: Jumped from the garden for this


@sarge12 wrote:

@GApeachy wrote:

Yes, congrats!  Never heard of Quicken but I like the sound of your sl!


 I am a strict transactor, and usually even make multiple payments each month. That works real well for fico scores, and starting limits, but also causes CLI denials on a consistant basis. 


Hmmmmm, didn't know that either.  Might splain some thangs for me.

My Take Home Pay Don't Take Me Home
Message 19 of 33
Anonymous
Not applicable

Re: Jumped from the garden for this

I've been using Quicken for years and when they transitioned to subcription model I just ddn't upgrade.  Still using 2017 H&B version and it's working just fine for managing things.  Of course the benefits of the newer models are the updates for tax laws but, really not worth the fees they want for a subscription when you can just put the info into a website and double check where you're at for the year.  

 

It's always been a bit glitchy when it comes to bank web updates but, that's just how it is and it's not worth paying more $ for the same experience.  They took on the model of Office 365 vs a local install to try to strong arm people into annually updating to the newest version.  I've been curious if thye implemented a light frontend and have the core of the program running online or what the deal is but, still not enough to actually buy a license for it.

Message 20 of 33
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