cancel
Showing results for 
Search instead for 
Did you mean: 

Just Greedy, Synchrony Home Approval

tag
UH_HUH
Valued Contributor

Just Greedy, Synchrony Home Approval

 Hello all,

So I chose to push the envelope a little 

farther today and see what happened.

 What happened was I was approved for 9.5K 

for their Home card.

bringing my monthly Synchrony haul to 46.5K 

I have had this card before and used it...

but it was the victim of my last Synch shut down.

Same data points as before except add another

hp to TU

I know alot of people don't like apping like this,

but it's not hurting anyone,and I need a hobby.

Hope everyone is enjoying their day :-)

Cheers

Screenshot_2024-01-30-10-58-41-901 (1).jpg

 

Message 1 of 20
19 REPLIES 19
youngandcreditwrthy
Senior Contributor

Re: Just Greedy, Synchrony Home Approval

guuuurrrlllll you better watch out.

 

P.S. synchrony has played games with me before and all they required is that I verify my ID with some SSA form. it's not a ginormous issue unless you're a fraudster. 

 

now what you need to do is use those CLs to get higher CLs with bigger nd better banks and then you can feasibly close down some of those synchonry accounts because you wont need em!

 

GL!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 20
UH_HUH
Valued Contributor

Re: Just Greedy, Synchrony Home Approval


@youngandcreditwrthy wrote:

guuuurrrlllll you better watch out.

 

P.S. synchrony has played games with me before and all they required is that I verify my ID with some SSA form. it's not a ginormous issue unless you're a fraudster. 

 

now what you need to do is use those CLs to get higher CLs with bigger nd better banks and then you can feasibly close down some of those synchonry accounts because you wont need em!

 

GL!


Thanks for replying to my post @youngandcreditwrthy 

Just a quick heads up I a man

In my mid 50s.

I also have 910K in unsecured credit with multiple banks credit unions and various financial institutions. I also am the happy owner of two houses and father to a soon to be 16 yo daughter.

Fico 8 scores no lower then 790

But I will think about your advice

I have gone through sending in a video of myself to Synchrony for another C C  and have just gotten into First Tech FCU so no worries about fraud 👍🍺

Cheers 

Message 3 of 20
SouthJamaica
Mega Contributor

Re: Just Greedy, Synchrony Home Approval

Congratulations on your approval.


Total revolving limits 657200 (536700 reporting) FICO 8: EQ 712 TU 710 EX 708

Message 4 of 20
CorpCrMgr1
Valued Contributor

Re: Just Greedy, Synchrony Home Approval

Congratulations on your approval!

Message 5 of 20
Traveler101
Established Contributor

Re: Just Greedy, Synchrony Home Approval

Some habits are great, congratulations 🎊 

Message 6 of 20
nytokyobred79
Valued Contributor

Re: Just Greedy, Synchrony Home Approval

Congrats on your Home Card approval.  

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $205, 500 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $39K
Cap 1 Venture Rewards- SL $10K | CL $ 20.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $36.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Everyday SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 7 of 20
Shooting-For-800
Senior Contributor

Re: Just Greedy, Synchrony Home Approval

Playing with fire.

JMO.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 8 of 20
JoeRockhead
Senior Contributor

Re: Just Greedy, Synchrony Home Approval

Nice, congratulations on your approval!

Message 9 of 20
KingRue8500
Senior Contributor

Re: Just Greedy, Synchrony Home Approval

Congrats on you HomeAdvisor approval




Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.