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Just another BBVA ClearPoints approval, NBD

sarux3
Frequent Contributor

Just another BBVA ClearPoints approval, NBD

I got a pre-qual mailer from BBVA a couple weeks ago for their ClearPoints Visa.  I'd been getting various subprime mailers (Mercury, First Premier, etc) lately, but they've been going in the shred pile since I'm moving past my need for those particular cards.  However, this one caught my eye because it came from a stronger institution that is known to be somewhat BK-friendly, and also because it came with an actual reservation code -- not a mark of a guaranteed approval, but perhaps a better indicator than not having one! Smiley Very Happy  The reward structure was pretty good (quarterly choose-your-own-categories in a "3% 1st cat / 2% 2nd cat / 1% everything else" design), and the promo offers were enticing as well (0% for 18 months on purchases/BTs and $100 SUB for $1500 spend in 90 days).  So this afternoon, after ensuring my accounts were reporting as I'd like, I put in my application online, waited the interminable 30 seconds, and... insta-approved for a $1500 SL!  With 25.24% APR after the promo period ends, yuck... I'll have to remember to not carry a balance by that point!  

 

I'm looking forward to treating this card well and coaxing it into some CLI growth.  Also, I'm pleased to have a backdoor into PNC once that merger is complete later this year... I've got a PNC branch down the street, so that'll be handy to have some history with them in the future.

CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (Jun 3, 2021):

Total revolving credit limit: $49,200

Message 1 of 13
12 REPLIES 12
cashorcharge
Valued Contributor

Re: Just another BBVA ClearPoints approval, NBD

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 2 of 13
JoeLuvsHisCredit
Valued Contributor

Re: Just another BBVA ClearPoints approval, NBD

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Message 3 of 13
Fico_Salamanca
Frequent Contributor

Re: Just another BBVA ClearPoints approval, NBD

Congrats!




Message 4 of 13
CreditAggie
Senior Contributor

Re: Just another BBVA ClearPoints approval, NBD

Congratulations on your BBVA approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 5 of 13
AllZero
Super Contributor

Re: Just another BBVA ClearPoints approval, NBD

Congratulations on your approval!
Message 6 of 13
gdale6
Moderator

Re: Just another BBVA ClearPoints approval, NBD

Grats on getting in the BBVA door Smiley Happy

Message 7 of 13
M_Smart007
Epic Contributor

Re: Just another BBVA ClearPoints approval, NBD

Congratulations!

Message 8 of 13
mrcraft
Valued Contributor

Re: Just another BBVA ClearPoints approval, NBD

Congratulations on your approval!!  

 

I really like my ClearPoints.






Message 9 of 13
mommydiva
Frequent Contributor

Re: Just another BBVA ClearPoints approval, NBD

Congrats!!!

Message 10 of 13
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