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Just another BBVA ClearPoints approval, NBD

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CreditMagic7
Mega Contributor
‎02-18-2021 09:57 AM
‎02-18-2021 09:57 AM

Re: Just another BBVA ClearPoints approval, NBD

Congratulations on your stellar BBVA approval!

Message 11 of 13
BAD_UP
Established Contributor
‎02-19-2021 10:12 AM
‎02-19-2021 10:12 AM

Re: Just another BBVA ClearPoints approval, NBD

Congrats on your BBVA Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 12 of 13
sarux3
Frequent Contributor
‎02-19-2021 10:54 AM
‎02-19-2021 10:54 AM

Re: Just another BBVA ClearPoints approval, NBD

Thanks for the kind words, everyone!  I always enjoy celebrating these successes with you all Smiley Very Happy

 

I had neglected to mention some DP earlier.  BBVA pulled Experian, bringing my INQs up from EX 10 to 11.  I was EX FICO8 674 at the time of the HP, and it looks like there was no hit to that score from this pull.  I had about 8-9% UTIL reporting (not AZEO this time, still coming down from Christmas lol).

 

What's the CLI experience like with this card?  From reading other posts, it looks like customer-initiated requests are HP.  Do they do auto-CLIs with any regularity?  I'm happy to be in with this bank but I'd like even better to have more wiggle room with that credit line.

CH7 Filed Dec 31, 2018; DC Apr 9, 2019
FICO 8 at DC (Apr 15, 2019):
FICO 8 current (June 29, 2022):
Total revolving credit limit: $149,150 Utilization: 9% Inquiries:

Who I've burnt: Amex / Discover / Chase / Wells Fargo / CapOne / Barclays / Citi / DSNB / US Bank / NASA FCU / Apple FCU / Synch / Comenity
Who let me back in: CapOne / Citi (Retail) / DSNB / Synchrony / Comenity
Message 13 of 13
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