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Both of my Bank of America accounts have been showing the CLI link for about a month now, but I've been holding off on requesting a CLI until I app an auto loan in March.Thanks to K-In-Boston's advice (read: prodding ) , I pulled the trigger early on my BoA CLI request, and went from $20K to $30K on my Cash Rewards, and from $1.3K to 4.8K on my BBR. I asked for $40K and $10K respectively, knowing they would counter with their max.
Not only does this put me at a considerable amount of exposure with BoA ($34.8K), I am now in the 100K club. Not bad for someone who started with a $500 BBR card!
Please open a virtual bottle of moderately priced champagne for me!
Data points:
Single TU HP for my double-dip
Current scores in signature.
Last HP was 9/2017
Currenty aggregate util is 23%, all on cards with balances at 0%, and under 30% utilization (trying to keep my scores up for that new auto loan)
This card was at 99% util (high balance of $19,800) due to some BT's I wanted to spread payment terms out on. Current balance has been paid down to 83% in three months, will be down to about 50% here in a couple of months when I get my bonus, and can start throwing more money towards it.
Congrats! It's only fair I post this gif here as well.
Congratulations!! You're doing great!
Congrats!
Congratulations on both of your CLI's! Heres to you enjoying them.
@DeeBee78 congrats!!! Moderately-priced? This deserves the good bubbly! Somebody send AJC down to the basement.