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Just another manic Monday - BoA CLI x2

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DeeBee78
Valued Contributor

Just another manic Monday - BoA CLI x2

Both of my Bank of America accounts have been showing the CLI link for about a month now, but I've been holding off on requesting a CLI until I app an auto loan in March.Thanks to K-In-Boston's advice (read: prodding Smiley LOL ) , I pulled the trigger early on my BoA CLI request, and went from $20K to $30K on my Cash Rewards, and from $1.3K to 4.8K on my BBR. I asked for $40K and $10K respectively, knowing they would counter with their max. 

 

Not only does this put me at a considerable amount of exposure with BoA ($34.8K), I am now in the 100K club. Not bad for someone who started with a $500 BBR card!

 

Please open a virtual bottle of moderately priced champagne for me! Smiley Wink

 

Data points: 

 

Single TU HP for my double-dip

Current scores in signature.

Last HP was 9/2017

Currenty aggregate util is 23%, all on cards with balances at 0%, and under 30% utilization (trying to keep my scores up for that new auto loan)

This card was at 99% util (high balance of $19,800) due to some BT's I wanted to spread payment terms out on. Current balance has been paid down to 83% in three months, will be down to about 50% here in a couple of months when I get my bonus, and can start throwing more money towards it.

Screen Shot 2018-01-08 at 2.33.08 PM.png

 

Screen Shot 2018-01-08 at 2.29.48 PM.png

 

 

Message 1 of 8
7 REPLIES 7
simplynoir
Community Leader
Mega Contributor

Re: Just another manic Monday - BoA CLI x2

Congrats! It's only fair I post this gif here as well. Smiley LOL

 

 

Message 2 of 8
Anonymous
Not applicable

Re: Just another manic Monday - BoA CLI x2

Congratulations!! You're doing great!

Message 3 of 8
luxeprw9
Frequent Contributor

Re: Just another manic Monday - BoA CLI x2

Congrats!  

FICO Score 8 as of 07/23/18
EQ - 770
EX - 757
TU - 741
Goal: 800
Message 4 of 8
Anonymous
Not applicable

Re: Just another manic Monday - BoA CLI x2

Awesome.
Message 5 of 8
Anonymous
Not applicable

Re: Just another manic Monday - BoA CLI x2

Congratulations on both of your CLI's! Heres to you enjoying them.

Message 6 of 8
K-in-Boston
Credit Mentor

Re: Just another manic Monday - BoA CLI x2

@DeeBee78 congrats!!!  Moderately-priced?  This deserves the good bubbly!  Somebody send AJC down to the basement.

Message 7 of 8
Anonymous
Not applicable

Re: Just another manic Monday - BoA CLI x2

Image result for congrats gif

Message 8 of 8
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