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Just got approved for USB Cash+

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MudkipsRKooL
Regular Contributor

Just got approved for USB Cash+

I'm circling the wagons, going to get USB & BofA because I didn't know how awesome they were before and gotten Chase & Amex right away. So now I'm getting them this turn around. Any here's my datapoints:

 

776ex, 770eq,771tu

Aaoa: 2 years 5 months (now 2 years 1 month)

AoOa: 4 years 6 months

AoYa: (was 1 year 1 month) now 0

0/6, 0/12, 3/24... Inquiries are 4ex/0eq/1tu

Highest CL: Amex BCE with 10K

 

What I got was $10500. So far 1 more INQ dropped me 3 points to 768. Not sure how much I'll drop next month maybe 5 more points when card post?

 

So when do I ask for CLI it's 6 more months after you gotten your credit right so it's actually 7 months waiting so in December 13th 2021? I know many of you guys fail to get CLI on 6th months so it's actually 6 months inbetween (7 months) not 6 right? Also not sure if bank rep was jealous or whatnot didn't tell me about the SUB offer for cash+, was too busy trying to sell me Altitude Go, lmao. 

 

Current score: 778ex | 774tu | 777eq
INQ status: 1/24, 1/12

Currrent Cards:




Future:
Message 1 of 16
15 REPLIES 15
AllZero
Mega Contributor

Re: Just got approved for USB Cash+

Congratulations on your approval!
Message 2 of 16
CreditAggie
Community Leader
Super Contributor

Re: Just got approved for USB Cash+

Congratulations on your US Bank approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 16
Golf-and-Credit
Regular Contributor

Re: Just got approved for USB Cash+

Congrats on the USB Approval

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization
Message 4 of 16
babygirl1256
Senior Contributor

Re: Just got approved for USB Cash+

Congrats on your US Bank approval . . . great scores approaching the 800 club!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 16
Fico_Salamanca
Frequent Contributor

Re: Just got approved for USB Cash+

Congrats!

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Message 6 of 16
manbuckets
Regular Contributor

Re: Just got approved for USB Cash+

Congrats on your approval!

Current Cards/Loans:
Future Cards:
Message 7 of 16
gdale6
Moderator Emeritus

Re: Just got approved for USB Cash+

Grats on the Cash+ a very useful card!

Message 8 of 16
Credit4Growth
Senior Contributor

Re: Just got approved for USB Cash+

🍻 Cheers on your Cash+ approval!
Message 9 of 16
Ficoproblems247
Valued Contributor

Re: Just got approved for USB Cash+

Congrats on your approval! Your line of thinking for the CLI timeframe is more or less accurate, except I believe you are able to pull the trigger on Dec 1st rather than waiting until the 13th. You wait the full 6 months, and then into the next month I believe, but someone can correct me if that's inaccurate. 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 10 of 16
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