Just starting out - First Approval!

[Anonymous]

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@Anonymouswrote:
I think they didn’t give you any intro apr because of your low score but it’s a solid cli for your score! What’s your APR with them?

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It's 24.24% right now, but I will be making that cash back work for me and be PIF every month, so it's not important right now.  I'm sure after a while I can talk them down   I'm very happy with the SL, though, as I wasn't expecting much!

[Anonymous]

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@Anonymouswrote:

How long were you rebuilding before the approval for the Discover IT. That looks like my next step.

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My scores started in the high fives and I was just really kind of lazy about it and didn't do much, so it's been maybe 2 years.  With your scores now it looks like you should pull the trigger on the Disco.