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Justice FCU Platinum Visa APPROVED!!

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Regular Contributor

Justice FCU Platinum Visa APPROVED!!

Its been a few years since I took a crack at Justice FCU, I decided on Saturday to apply for one of thier credit cards, I was approved this morning, with a credit score of 799! They have switched to FICO 09 Classic, I low balled and asked for $15,000.00, but asked the loan officer what I would qualify for max, she said she would check with an underwriter, I had an old National Sheriffs Association membership that I reactivated this morning, then went in, and filled out my membership application, I answered 5 identity questions, which came from a hard pull on Equifax, everything has went smooth so far, I'm just waiting on approval for membership, if my memory serves me right, they are VERY inquiry sensitive when it comes to opening up a membership account, I have (5), so we shall see, I have a very good feeling about this! I'll keep everyone informed on how this all pans out! Happy FAT TUESDAY!!! I forgot to add, they pull EQUIFAX exclusivley for all their consumer loan products.

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 1 of 10
9 REPLIES
Established Contributor

Re: Justice FCU Platinum Visa APPROVED!!

Patrick That is very helpful indeed will wait for the more updates from u And Good Luck 👍
Profile Worth 860k+
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Message 2 of 10
Regular Contributor

Re: Justice FCU Platinum Visa APPROVED!!

Congrats!! You have some serious limits going on in your signature. I envy you.



Scores 05/11/2018 EQ Fico 8 [698] 28 Inqs, EX Fico 8 [662] 12 Inqs, TU Fico 8 [668] 18 Inqs.
Gardening since 03/18/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 17% DCU Rewards Visa 10K, USAA Platinum Visa 2K, Costco Visa $5.5K, NFCU AMEX $15K, Wells Fargo Cash Wise 7.5K, Barclays AAdvantage MC $5K, NFCU GoRewards 10K, BofA Travel rewards 5.5k, BofA Americard 5.5k, Home Depot Commercial 1k, Best Buy Visa 10k, ExxonCard $1500, PenFed Visa Sig 6k, NFCU CLOC 10K, Boscov's 5.3K, Overstock 3k, Sportmans $300, Amex BCE $500, Amex SPG 3K, BarClay Arrival $2k, DiscoverIT 9k, AmazonCard 5k, PayPal MC 5K, BarclayRewards 3.8K, CapOne Silver 16.5K, Lowes Credit 10K, Wal-Mart Store Card 6K, Wayfair 4.9K
Message 3 of 10
Valued Contributor

Re: Justice FCU Platinum Visa APPROVED!!

Congrats on your Justice Approval!! CUs can be great

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 4 of 10
Community Leader
Super Contributor

Re: Justice FCU Platinum Visa APPROVED!!

Awesome approvalSmiley Happy . Please say hi to Superman on your next visitSmiley Wink



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 5 of 10
Moderator

Re: Justice FCU Platinum Visa APPROVED!!

Congrats!  Justice is a hard one to crack.

Message 6 of 10
Regular Contributor

Re: Justice FCU Platinum Visa APPROVED!!

Ok, so I just got an email from the loan officer, my max approval for the Visa Platinum is $39,000.00, with an APR of 11.9%, I got an email from their membership department, wanting a copy of my drivers licence, social security card, utility bill, and my proof of membership with The National Sheriffs association, I got an email this morning all my documents have been forwarded to their review team? I pray this is good news, I'll continue with the updates, thanks!!!

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 7 of 10
Regular Contributor

Re: Justice FCU Platinum Visa APPROVED!!

Not implying anything, but can I ask what interests you in JFCU?  Are you LE?  Also, it looks like you don't need to be LE to join NSA.  Does JFCU still require you to be current/former LE/DoJ?

 

Just curious.  Congratulations on getting in and getting the SL though!

Message 8 of 10
Established Member

Re: Justice FCU Platinum Visa APPROVED!!

 


@patrick00032001wrote:

Its been a few years since I took a crack at Justice FCU, I decided on Saturday to apply for one of thier credit cards, I was approved this morning, with a credit score of 799! They have switched to FICO 09 Classic, I low balled and asked for $15,000.00, but asked the loan officer what I would qualify for max, she said she would check with an underwriter, I had an old National Sheriffs Association membership that I reactivated this morning, then went in, and filled out my membership application, I answered 5 identity questions, which came from a hard pull on Equifax, everything has went smooth so far, I'm just waiting on approval for membership, if my memory serves me right, they are VERY inquiry sensitive when it comes to opening up a membership account, I have (5), so we shall see, I have a very good feeling about this! I'll keep everyone informed on how this all pans out! Happy FAT TUESDAY!!! I forgot to add, they pull EQUIFAX exclusivley for all their consumer loan products.



Congrats on the preapproval.  FWIW, I had approximately 15 chex inquiries and a ton of credit bureau inq'swhen I was approved for membership.  I wouldn't say they were too inq sensitive.  

Message 9 of 10
Regular Contributor

Re: Justice FCU Platinum Visa APPROVED!!

To be quite honest, I absolutely love law enforcement, and the service they provide to this great country of ours, and I can't think of a better way of showing my appreciation, then to patronize a financial institution that caters to them, all that said, I love their services and their rates on loan products, there's more reasons, but those are the top 2! I'm still waiting on membership to ok my savings account, seems to be a long process. (Sigh)

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 10 of 10