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KABOOM...BofA CLI of 10K!!!

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Valued Contributor

KABOOM...BofA CLI of 10K!!!

I was checking my Bank of America accounts and saw the CLI link on my CR card. I said.."what the hey"...hit it and asked for 25K and they gave it to me:

Previous limit 15K

New Limit 25K

 

Data points in siggy.

 

Man I am loving them right now...but honestly I always have. Total exposure with them is now 43800....there still may be room for more...we will see in 6 months. I also have two checking and one savings with them. 

 

Screen Shot 2018-05-31 at 11.44.18 AM.png

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 1 of 14
13 REPLIES 13
Valued Contributor

Re: KABOOM...BofA CLI of 10K!!!

Congrats!!

 

HP or SP?




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 2 of 14
Valued Contributor

Re: KABOOM...BofA CLI of 10K!!!


@c00mtg wrote:

Congrats!!

 

HP or SP?


So far SP. I usually get an alert immediately if it was a HP but nothing yet. Fingers crossed.....Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 3 of 14
Valued Contributor

Re: KABOOM...BofA CLI of 10K!!!


@doinit1 wrote:

@c00mtg wrote:

Congrats!!

 

HP or SP?


So far SP. I usually get an alert immediately if it was a HP but nothing yet. Fingers crossed.....Smiley Happy


I've read that they might move from HP to SP for CLIs. Cool!




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 4 of 14
Valued Contributor

Re: KABOOM...BofA CLI of 10K!!!


@c00mtg wrote:

@doinit1 wrote:

@c00mtg wrote:

Congrats!!

 

HP or SP?


So far SP. I usually get an alert immediately if it was a HP but nothing yet. Fingers crossed.....Smiley Happy


I've read that they might move from HP to SP for CLIs. Cool!


Yeah I saw that also...that is what made me go for it.....we shall see...

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 5 of 14
Senior Contributor

Re: KABOOM...BofA CLI of 10K!!!

Congrats on monster CLI

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 14
Frequent Contributor

Re: KABOOM...BofA CLI of 10K!!!

Congrats on the CLI!
Current Fico 8 Scores:

Credit Goal:

Gardening until 2021

Current Cards:


Wish List:



Message 7 of 14
Valued Contributor

Re: KABOOM...BofA CLI of 10K!!!

Congrats!🎈🎊🍾🎉 


(10/05/18)
Message 8 of 14
Regular Contributor

Re: KABOOM...BofA CLI of 10K!!!


I also hit the CLI button. Been a couple of days, and no hard pull notification. Was at 35K and asked for 50K, and they responded with 45K. This is my highest limit card now. Have about 16k in BTs on the card currently. Have applied for CLIs every 6months like clockwork.. Card Started off at 5K back in like 2015

400K+ in open revolvers. 8% UTIL,
Inquiries- TU:2, EQ:2, EX: 3
Starting Scores: 6/12 EX: 613 11/13 TU:614
06/18: F08EX: 781; F08EQ: 787; F08TU:769 Short term goal: 800+ across all 3 Bureaus. Last app 07/19 (BBVA Personal Loan - Approved with Hard pull).
Message 9 of 14
Regular Contributor

Re: KABOOM...BofA CLI of 10K!!!

Congrats! Definitely a SP I just did one the other day.
Inquiries 7-10 across.
UTI 9%
AAoA 2.7
Total Annual Fees $385
No baddies
196k Total Credit
Goal 2019 $200k
Next up: Chase Cards. Garden til 4/20







Message 10 of 14
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