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@JaseT wrote:
@Mahraja wrote:Thanks Guys @Remedios and @AveragejoesCredit .. santander and key bank are not easy to crack very tough lenders..but in the end not a big deal...
Hmmm...wonder if I should accept the pre-approval offer they sent me when I opened my checking account with them? They pre-approved me for the Latitude and/or the Rewards.
I came to this thread just for this info. Lol. I also received a pre-approval for 2 cards when I opened my checking a few weeks ago. I wondering how strong are these pre-approvals? Like you, I have a 2017 BK. The pre-approval popped up online and I also received a letter in the mail saying I was pre-approved.
I don’t feel super confident in the approval because it says to go into a branch or call. No code to enter etc. That to me seems like they didn’t soft pull me. I don’t want to take the hit if they auto decline for BK.
I went into a branch to ask and they were clueless about their BK policy. So I came to MyFICO......
@Anonymous wrote:
@JaseT wrote:
@Mahraja wrote:Thanks Guys @Remedios and @AveragejoesCredit .. santander and key bank are not easy to crack very tough lenders..but in the end not a big deal...
Hmmm...wonder if I should accept the pre-approval offer they sent me when I opened my checking account with them? They pre-approved me for the Latitude and/or the Rewards.
I came to this thread just for this info. Lol. I also received a pre-approval for 2 cards when I opened my checking a few weeks ago. I wondering how strong are these pre-approvals? Like you, I have a 2017 BK. The pre-approval popped up online and I also received a letter in the mail saying I was pre-approved.
I don’t feel super confident in the approval because it says to go into a branch or call. No code to enter etc. That to me seems like they didn’t soft pull me. I don’t want to take the hit if they auto decline for BK.
I went into a branch to ask and they were clueless about their BK policy. So I came to MyFICO......
I personally would avoid if you have that recent of a BK... Don't know their BK policy that that is fairly recent. Where do you scores stand? They are also a fairly conservative lender from what I have seen
Raj strikes again!
I'm figuring by now, you and Gmood1 have your own dedicated Experian data center someplace...