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Key Bank latitude MC Approved 15k SL:)

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Anonymous
Not applicable

Re: Key Bank latitude MC Approved 15k SL:)


@JaseT wrote:

@Mahraja wrote:

Thanks Guys @Remedios and @AveragejoesCredit .. santander and key bank are not easy to crack very tough lenders..but in the end not a big deal...


Hmmm...wonder if I should accept the pre-approval offer they sent me when I opened my checking account with them? They pre-approved me for the Latitude and/or the Rewards.


I came to this thread just for this info. Lol. I also received a pre-approval for 2 cards when I opened my checking a few weeks ago. I wondering how strong are these pre-approvals? Like you, I have a 2017 BK. The pre-approval popped up online and I also received a letter in the mail saying I was pre-approved.

 

I don’t feel super confident in the approval because it says to go into a branch or call. No code to enter etc.  That to me seems like they didn’t soft pull me. I don’t want to take the hit if they auto decline for BK.

 

I went into a branch to ask and they were clueless about their BK policy. So I came to MyFICO......

Message 31 of 33
CreditCuriosity
Moderator Emeritus

Re: Key Bank latitude MC Approved 15k SL:)


@Anonymous wrote:

@JaseT wrote:

@Mahraja wrote:

Thanks Guys @Remedios and @AveragejoesCredit .. santander and key bank are not easy to crack very tough lenders..but in the end not a big deal...


Hmmm...wonder if I should accept the pre-approval offer they sent me when I opened my checking account with them? They pre-approved me for the Latitude and/or the Rewards.


I came to this thread just for this info. Lol. I also received a pre-approval for 2 cards when I opened my checking a few weeks ago. I wondering how strong are these pre-approvals? Like you, I have a 2017 BK. The pre-approval popped up online and I also received a letter in the mail saying I was pre-approved.

 

I don’t feel super confident in the approval because it says to go into a branch or call. No code to enter etc.  That to me seems like they didn’t soft pull me. I don’t want to take the hit if they auto decline for BK.

 

I went into a branch to ask and they were clueless about their BK policy. So I came to MyFICO......


I personally would avoid if you have that recent of a BK...  Don't know their BK policy that that is fairly recent.  Where do you scores stand?   They are also a fairly conservative lender from what I have seen

Message 32 of 33
ChargedUp
Senior Contributor

Re: Key Bank latitude MC Approved 15k SL:)

Raj strikes again!

 

I'm figuring by now, you and Gmood1 have your own dedicated Experian data center someplace...

Message 33 of 33
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