cancel
Showing results for 
Search instead for 
Did you mean: 

Key Bank latitude MC Approved 15k SL:)

Morpho
Valued Contributor

Re: Key Bank latitude MC Approved 15k SL:)


@JaseT wrote:

@Mahraja wrote:

Thanks Guys @Remedios and @AveragejoesCredit .. santander and key bank are not easy to crack very tough lenders..but in the end not a big deal...


Hmmm...wonder if I should accept the pre-approval offer they sent me when I opened my checking account with them? They pre-approved me for the Latitude and/or the Rewards.


I came to this thread just for this info. Lol. I also received a pre-approval for 2 cards when I opened my checking a few weeks ago. I wondering how strong are these pre-approvals? Like you, I have a 2017 BK. The pre-approval popped up online and I also received a letter in the mail saying I was pre-approved.

 

I don’t feel super confident in the approval because it says to go into a branch or call. No code to enter etc.  That to me seems like they didn’t soft pull me. I don’t want to take the hit if they auto decline for BK.

 

I went into a branch to ask and they were clueless about their BK policy. So I came to MyFICO......

Message 31 of 33
CreditCuriosity
Moderator

Re: Key Bank latitude MC Approved 15k SL:)


@Morpho wrote:

@JaseT wrote:

@Mahraja wrote:

Thanks Guys @Remedios and @AveragejoesCredit .. santander and key bank are not easy to crack very tough lenders..but in the end not a big deal...


Hmmm...wonder if I should accept the pre-approval offer they sent me when I opened my checking account with them? They pre-approved me for the Latitude and/or the Rewards.


I came to this thread just for this info. Lol. I also received a pre-approval for 2 cards when I opened my checking a few weeks ago. I wondering how strong are these pre-approvals? Like you, I have a 2017 BK. The pre-approval popped up online and I also received a letter in the mail saying I was pre-approved.

 

I don’t feel super confident in the approval because it says to go into a branch or call. No code to enter etc.  That to me seems like they didn’t soft pull me. I don’t want to take the hit if they auto decline for BK.

 

I went into a branch to ask and they were clueless about their BK policy. So I came to MyFICO......


I personally would avoid if you have that recent of a BK...  Don't know their BK policy that that is fairly recent.  Where do you scores stand?   They are also a fairly conservative lender from what I have seen

Message 32 of 33
ChargedUp
Valued Contributor

Re: Key Bank latitude MC Approved 15k SL:)

Raj strikes again!

 

I'm figuring by now, you and Gmood1 have your own dedicated Experian data center someplace...

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 33 of 33
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.