@M_Smart007 wrote:
Keypoint CU Cash Rewards Visa $15,000.00 ***Approval
Ran online pre-approval (not a CU member / but in their footprint)
Pulled EX (don't know what flavor?) 36/24 Inqs. (8 scoreable) > EX FICO8 786
Added DL, SS card and front page of bank statement during app. process
Applied for smart savings after the fact.
$100 SUB for $500 spend within the 1st 60 days.
APR - They must be related to PenFed
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CONGRATS !!!!!
You are on a roll.
{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000
>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
