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Kohl's 1k approval after burned in bankruptcy

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Valued Member

Kohl's 1k approval after burned in bankruptcy

Checked the preapproval tool and they said I had a preapproval offer. Note, the physical address you use is very important and can affect the preapproval.

In 2011 Kohls was included in Chp. 7 BK for 600.00 or so.

I have two capital one cards QS with 7k limit and the platinum that is 900.00 which was originally a secured card. This likely had something to do with the approval. Both cards have zero balance.

I also have a Discover Card I got a little over 1 year ago with a 9500.00 limit that I requested a CLI today and got the two day review message.

They pulled TU and my FICO on Discover says 652
Message 1 of 9
8 REPLIES 8
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Moderator

Re: Kohl's 1k approval after burned in bankruptcy

 Congrats on your approval! 

Got some pruning to do... No more new cards!
Message 2 of 9
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Established Contributor

Re: Kohl's 1k approval after burned in bankruptcy

Congratulations on your approval and your improved credit!

Message 3 of 9
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Frequent Contributor

Re: Kohl's 1k approval after burned in bankruptcy

Sweet Congrats !!!  myficotrx.png



Message 4 of 9
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Moderator

Re: Kohl's 1k approval after burned in bankruptcy

Very nice, enjoy Kohls.
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 5 of 9
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Super Contributor

Re: Kohl's 1k approval after burned in bankruptcy

"Kohl's 1k approval"

 

It's a start, Congrats!!

Message 6 of 9
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Community Leader
Super Contributor

Re: Kohl's 1k approval after burned in bankruptcy

Congrats to you on the approval! Kohl card is a good card for those that shop there frequently, as they have Kohl's cash, coupons, and good sales.

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 7 of 9
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Community Leader
Senior Contributor

Re: Kohl's 1k approval after burned in bankruptcy

Congrats! 1k is good enough for buying clothes! 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 6.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 8 of 9
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Contributor

Re: Kohl's 1k approval after burned in bankruptcy

Congrats 🎉
current scores








Gardening since 6/03/19
Cap1 Qs $400
Cap1 plat-$300 on steps
Citi secured-$300
Gettington-$500 about to be replaced by Amazon builder.
Message 9 of 9
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