Decided to try the Kohl's LUV button, I've been shopping there a lot the last few weeks and paying the card off quickly because the $300 starter limit they gave me was good for absolutely nothing. Instant increase to $700, not much, but seems to be the norm from what I understand so I'll take it!
Slowly rebuilding, learning as I go, but that's the beauty of learning...You never have to stop!
Current FICO scores: EX: 664 TU: 650 EQ: 668