I had an old Kohls charge that I forget to use and it was closed early last year. This year I was doing shopping on Kohls and decided will they prequalify me and they did. I shop at Kohls sometimes because they have good discounts. So I decided to apply and they approved me and I thought it would be a $300 limit like my old one but no right to $1000 and the INQ came up on my report but no change to score. Now it's time for the garden for me.
Things to do in 2020: Gardening until at least December 2020 1. Pay off and get rid of Credit One.(Pay off done! Now to close it.) 2.Removal of late payments with my mortgage company.(I am currently working on this.) 3.Finish payoff of charged-off Chase Mastercard(Payment Plan for $150.00 a month Update Paid Off!!) 4.Goodwill Gap credit card.(No progress yet.) 5.Planned mortgage refinance next year working to meet requirements.