The LL Bean MC is a lesser known card but it's been in my lineup for nearly 9 years. I started my CLI progression:
BOA Cash Reward +9000
Capital One QS +3000
Citi Simplicity +2000
Discover +300 (how generous)
Mixed in all of these SP CLI's was LL Bean. I got comfortable and sloppy and resulted a HP from EQ. This request returned with a 2-4 hour notification. The take away is, pay attention to the details and stay alert.
My application went to manual review. I wasn't walking away without a payoff, after the HP. I got the 14.5k CLI.
Still mildly wet behind the ears...