No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Had the Signature Cashback Visa for just over a year.
Was a pre-approved offer at $15k SCL. No HP for that so this one didn't hurt as much knowing they were going to do it for the CLI request..
Moderate use over the year.....up to 50% of credit line and PIF over a few months time.
Requested $25k......had to fill out same app as a new card , upload paystub,and submit ( to me it's a clunky and odd way to ask for a CLI but it's their sandbox)
Today got notification they pulled EQ and a follow up phone call a few minutes later with approval.
Email with Docusign docs ( once again clunky and odd to me....it's like getting a new card.....not a CLI)
$25K CL already showing in account.
The CSR did also state $25k was the max unsecured loan amount and the APR was staying the same at 11%. I believe someone on the forum has a CC from Langley for $30k so I'm not sure if she was incorrect.... uninformed....or they have changed their rules.
Maybe someone else can chime in on that.
DP's.....
EQ 750
UTI 6%
Existing Auto Loan w/ Langley
Overall I have to say I have been extremely pleased with Langley since finding it on this forum and joining.
One of the better CU's out there.
Congrats on the CLI!! AOD supposedly will have similar process, this according to supervisor. Definitely clunky!! 👍🏻
Grats on the CLI
The local CU here still uses a "committee" to approve any form of credit, I laughed so hard at that one, I am not a member. The committee went the way of the dinos in the west a long time ago.
@gdale6 wrote:Grats on the CLI
The local CU here still uses a "committee" to approve any form of credit, I laughed so hard at that one, I am not a member. The committee went the way of the dinos in the west a long time ago.
Wonder if the committee uses an abacus or a slide rule to figure it all out ?
Old Skool.....lol..
Clunky for sure...but Congratulations!!! Nice increase
Congratulations on your Langley FCU CLI!
Congrats on the nice bump!
Congratulations on your Increase!!!
Congrats on your new sandbox CLI