cancel
Showing results for 
Search instead for 
Did you mean: 

Langley FCU Select Visa at 7.75% variable

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Super Contributor

Langley FCU Select Visa at 7.75% variable

Just got a Langley FCU Select Visa at 7.75% variable interest rate + overdraft line of credit at 8.0% variable interest rate.

 

Very pleasant personal service.

 

Finding Langley to be a good outfit Smiley Happy

 

 


Total revolving limits 728500 (602000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
16 REPLIES 16

Re: Langley FCU Select Visa at 7.75% variable

Congrats! Smiley Happy

Message 2 of 17
Established Contributor

Re: Langley FCU Select Visa at 7.75% variable

Very nice rates. You have found a couple nice CU's this year. I plan on pulling the trigger on Unify this year and read more on Langley(not there yet with my fico scores).
Message 3 of 17
Super Contributor

Re: Langley FCU Select Visa at 7.75% variable


@Blackswizz750 wrote:
Very nice rates. You have found a couple nice CU's this year. I plan on pulling the trigger on Unify this year and read more on Langley(not there yet with my fico scores).

Yes I have, but Unify seems to be giving me a hard time over verification.  I still haven't received the card or seen the PLOC opened yet. So it may have all been an illusion when they said I was approved.

 

 


Total revolving limits 728500 (602000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
Message 4 of 17
Super Contributor

Re: Langley FCU Select Visa at 7.75% variable

Looks like perfect timing again SJ. Smiley Happy

 

Congratulations!

Message 5 of 17
Super Contributor

Re: Langley FCU Select Visa at 7.75% variable


@CreditMagic7 wrote:

Looks like perfect timing again SJ. Smiley Happy

 

Congratulations!


Yeah I'm really kind of at the point of having achieved my main credit goal, which was to have on hand available revolving credit at decent interest rates.

 

Phase I was adding on accounts to get my limits up. In Phase II I started trying to go for the type of credit I really wanted to have. The Barclay Ring card was my first good one, and I still have that baby (no adverse action yet, I have my fingers crossed that they'll leave me alone if I stay out of their way.... I even throw some purchases their way every month Smiley Happy).

 

Now I have a good collection of decent credit union accounts and personal lines of credit.

 

And for the small spend I have on purchases I have more than enough, maybe even too much, in cashback and travel cards.

 

So I should chill out for awhile.


Total revolving limits 728500 (602000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
Message 6 of 17
Moderator Emeritus

Re: Langley FCU Select Visa at 7.75% variable


@SouthJamaica wrote:

@Blackswizz750 wrote:
Very nice rates. You have found a couple nice CU's this year. I plan on pulling the trigger on Unify this year and read more on Langley(not there yet with my fico scores).

Yes I have, but Unify seems to be giving me a hard time over verification.  I still haven't received the card or seen the PLOC opened yet. So it may have all been an illusion when they said I was approved.

 

 


Did your Unify card show up in your login?

Message 7 of 17
Community Leader
Super Contributor

Re: Langley FCU Select Visa at 7.75% variable

Congratulations, SJ! You are definitely on a roll!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 8 of 17
Super Contributor

Re: Langley FCU Select Visa at 7.75% variable


@B335is wrote:

@SouthJamaica wrote:

@Blackswizz750 wrote:
Very nice rates. You have found a couple nice CU's this year. I plan on pulling the trigger on Unify this year and read more on Langley(not there yet with my fico scores).

Yes I have, but Unify seems to be giving me a hard time over verification.  I still haven't received the card or seen the PLOC opened yet. So it may have all been an illusion when they said I was approved.

 

 


Did your Unify card show up in your login?


No it hasn't. I'm starting to think they've probably turned me down, but I'm staying out of their way in case they're still deliberating.


Total revolving limits 728500 (602000 reporting) 10/2/19 FICO 8 scores: EQ 744 TU 782 EX 746
Message 9 of 17
Super Contributor

Re: Langley FCU Select Visa at 7.75% variable


@SouthJamaica wrote:

@Blackswizz750 wrote:
Very nice rates. You have found a couple nice CU's this year. I plan on pulling the trigger on Unify this year and read more on Langley(not there yet with my fico scores).

Yes I have, but Unify seems to be giving me a hard time over verification.  I still haven't received the card or seen the PLOC opened yet. So it may have all been an illusion when they said I was approved.

 

 


Smiley Indifferent

Message 10 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.