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Langley FCU

Jnbmom
Community Leader
Super Contributor

Langley FCU

I joined them instant savings account approval. I then waited a day or 2 and applied for credit card . They called me within 5 minutes and I was approved for the cash back card 10K SL.

 

HP for credit card EQ

lots of inquires and new accounts so they are not too sensitive on those .

 

Easiest CU I ever joined 👍

 

EXP 778 TU790 EQ 752
Message 1 of 28
27 REPLIES 27
AllZero
Mega Contributor

Re: Langley FCU

Congratulations on your approval!

Message 2 of 28
angelwingz
Valued Contributor

Re: Langley FCU

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 3 of 28
FireMedic1
Community Leader
Super Contributor

Re: Langley FCU

Yay! Congrats @Jnbmom Starting out 2020 on a roll baby!





Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 4 of 28
Jnbmom
Community Leader
Super Contributor

Re: Langley FCU

@FireMedic1 

 

Thanks but I must retire now 😂

EXP 778 TU790 EQ 752
Message 5 of 28
FireMedic1
Community Leader
Super Contributor

Re: Langley FCU


@Jnbmom wrote:

@FireMedic1 

 

Thanks but I must retire now 😂


Yeah right. I got land for sale in the Everglades....................Smiley Very Happy





Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 6 of 28
Jnbmom
Community Leader
Super Contributor

Re: Langley FCU

@FireMedic1 

 

How much ????🤣🤣🤣🤣

EXP 778 TU790 EQ 752
Message 7 of 28
AverageJoesCredit
Legendary Contributor

Re: Langley FCU

Big grats Mom.😎

 

I just realized if Langley doesnt work out for someone, like PF to me, you could just say FCU🥴

Message 8 of 28
NimbusIII
Frequent Contributor

Re: Langley FCU

Congratulations! 






“The man who says he can, and the man who says he can not… Are both correct.”
Message 9 of 28
AllThingsInTime
Established Contributor

Re: Langley FCU

@Jnbmom -

 

Super Congrats on your Langley FCU $10,000 cash back card approval! Smiley Happy

 

Quick question, please: You mentioned Langley did an EQ hard pull for your card,

but did they pull your ChexSystems and/or soft pull your EQ file for the savings account?

In addition, did Langley pull your EQ8 or EQ9 (like PenFed) for the card approval?

 

If memory serves, I think I read on a previous Langley post that they do an inital EQ hard pull for

the checking/savings account and then use that same hard pull if you app for a card on the same day.

But if you wait for a couple of days like you did, then you'll get double hard pulled - once for the savings

account and then again for the card app. So whatever you'd care to share would be greatly appreciated.

Congrats again on your card approval! Smiley Very Happy

Message 10 of 28
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