Ok, color me shocked
. I saw my Ex dropped 5 points on my Amex checkup so i decided to check my Experian to see why. Lol had two alerts . One for score drop, uh duh! The other was quite suprising. Langley Federal Credit Union decided to give my $5k Visa Select an auto cli of $1250
Yuppers, $6250 now with very little usage. Just an occasional charge every 4 months to keep active. It is my jewel low apr card though . I believe like 8.50% or somewhere around there after Fed card. Must be my 1 year anniversary. Woo hoo Thanks Langley
. I saw my Ex dropped 5 points on my Amex checkup so i decided to check my Experian to see why. Lol had two alerts . One for score drop, uh duh! The other was quite suprising. Langley Federal Credit Union decided to give my $5k Visa Select an auto cli of $1250Yuppers, $6250 now with very little usage. Just an occasional charge every 4 months to keep active. It is my jewel low apr card though . I believe like 8.50% or somewhere around there after Fed card. Must be my 1 year anniversary
. Woo hoo Thanks Langley
Congratulations on your CLI!
@AverageJoesCredit wrote:
Ok, color me shocked
Yuppers, $6250 now with very little usage. Just an occasional charge every 4 months to keep active. It is my jewel low apr card though . I believe like 8.50% or somewhere around there after Fed card. Must be my 1 year anniversary
Did you have some balance on it at the time of the CLI? My CLIs typically don't change my score, and after the alert 1 see the typical 1 pt up or down weekly change.
@Anonymous no balance on my Langley card though i did just use it a couple weeks ago and paid it when charge posted. Not sure what caused my point drop but i have a few cards that like to report a balance as soon as a recurring charge happens...munches
Not too concerned there. Seems ill forever be entrenched in 730-750 range lol on my reports.
Not too concerned there. Seems ill forever be entrenched in 730-750 range lol on my reports.
Always a nice surprise to get some Auto Luv! Congrats!
@AverageJoesCredit wrote:
Ok, color me shocked
Yuppers, $6250 now with very little usage. Just an occasional charge every 4 months to keep active. It is my jewel low apr card though . I believe like 8.50% or somewhere around there after Fed card. Must be my 1 year anniversary
Gotta give it up for my buddy AJC!!!! Way to go on that autolove!!
No work involved additional credit is the best :-)
Enjoy your success,
Cheers
Congratulations on your CLI!
Thanks everyone This was a true suprise. Heck i even sent a couple bucks to my Savings there. Quid pro yo or something lol best autos are the ones you dont even see coming
This was a true suprise. Heck i even sent a couple bucks to my Savings there. Quid pro yo or something lol best autos are the ones you dont even see coming
congrats @AverageJoesCredit they wont touch a CC from a mile away with me they think i got to much credit or my dti is 33% or whatever it was 
... They keep sending me CC mailers but they fooled me once and wont get me again lol. Have a few hundred parked in their checking letting it marinate until if ever need them for whatever I might have them.
Auto-luv is the best! Great job, my friend! 
