@AverageJoesCredit wrote:
Today must be Navy day, everyone and their cousins are getting some super lovin from Navy lol, great job everyone.
Well folks, this is gonna be my last approval thread for the year as after a rocky week credit wise, im gonna ride off into the sunset for 2017 and tend my garden after tonight.
As some may know ive been in the midst of trying to fix whatever problems ive been having with my Equifax . So while out and about decided to go for a cli on my Penfed Promise . Figured why not, clean report now, 1 year good history with cc and loan. Nope, once again denied. Feeling like im in my Discover romance stage lol.
Anyway moving on i did happen to get a couple sp increases and 2 hp cli. Its truely time to set my mind to erase my cc debt and let these lenders chase me for once and not the other way round lol. So with a heavy heart and sufficient credit lines, heres my final pickups for 2017 :
Sp luv : Zales 4750 - 5500
Gordons 4750 -5500
HP - Boa BBR 8500 -10,700
Best Buy 6000- 10,000 instant
No dice-
Boa BBR app no soup
Home Depot no soup
Data points: Tu 723. Ex 735 Eq ???
Hps: more than 10 each lol
Goal for remainder 2017, no sp cli request, no more hp cli request, no more apps period. New motto " just say no to shp luv" Lol. Its gonna be hard but if increases are meant to be theyll be there later on. Disco looks like im bracketed to remain at 3k so no fairytaile endings there. Amex and Navy most coveted but just gonna hold off. Citi doesnt show me luv anyway with my Dc so couple more months arent gonna sink the ship. Ok, thanks for reading. See ya in the garden, i just hope LOTR and BeautifulBlackPearl will still welcome me lol
Joseph, what are all of your current cards? Have you joined NFCU already and just waiting to apply for the card?
Lol, Co, sorry Dad
, but yeah ive recently become a member of Navy but alas i think they are in cahoots with Penfed lol. $500 Platinum and recon was denied as well. No idea what they didnt like but im sure income played a part. Too many cards to mention but i got quite a few including the big boys Disco and Amex. I do want to downsize but im hoping to get PF and Navy up before doing so. Wonder when i get my wings
Thanks MBro
, but yeah ive recently become a member of Navy but alas i think they are in cahoots with Penfed lol. $500 Platinum and recon was denied as well. No idea what they didnt like but im sure income played a part. Too many cards to mention but i got quite a few including the big boys Disco and Amex. I do want to downsize but im hoping to get PF and Navy up before doing so. Wonder when i get my wingsThanks MBro
Once again I'm late to the party, but from what I see a belated 'Congrats!' is in order!
I'm a little puzzled about your BBR denial... if you were able to get a CLI on your first one, they usually use the same HP for the new application (if the new app was done after the CLI request), meaning they would have used your TU.
No sweat, though... even without the second BBR you've had a fantastic run, and the BBR will most likely be around for a while so you can pick it up later anyway. (Plus, it probably didn't cost you an extra HP anyway)
In any case, you have plenty to celebrate! Great job! 
Congrats Joe on your cli's, see you in the garden real soon. I may take a stab at Lowe's, and then l I'll see you in the garden!
Congratulations to your Last Hooray success!
Although something tells me it's not really the final card(s) of the year for you just yet.
You earned the rest in the garden and I learned any card and company is possible. Yep let them chase you with increases now.
