Last of my USAA CLIs. It's been a good run!

[Credit-hoarder]

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@12njoy wrote:

Congrats Gmood.  I so wish they would up that limit.  I get preapprovals from them all the time but I'm at 50k.  They got me a couple years ago and I submitted for the preapproval and was promptly denied due to max exposure.

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Same here--I had a pre-selected offer almost 2 years ago and took the bait and was instantly denied for being at max. exposure....which at that time was $19K same as my current limit. I have the Change Credit Limit button right now and am still debating on if I really NEED more bad enough to take a EQ hit.

[UncleB]

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@Credit-hoarder wrote:

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@12njoy wrote:

Congrats Gmood.  I so wish they would up that limit.  I get preapprovals from them all the time but I'm at 50k.  They got me a couple years ago and I submitted for the preapproval and was promptly denied due to max exposure.

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Same here--I had a pre-selected offer almost 2 years ago and took the bait and was instantly denied for being at max. exposure....which at that time was $19K same as my current limit. I have the Change Credit Limit button right now and am still debating on if I really NEED more bad enough to take a EQ hit.

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Just a note that it could also be an EX hit... I got one of each last year with my two USAA CLIs (in March it was EQ, then in September for a different card it was EX).