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Late Night Macy's CLI - APPROVED

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Uncle_Money
Established Contributor

Late Night Macy's CLI - APPROVED

Good evening my fellow ficoers,

 

So I recently logged into my Macy's account online and received the popup invitation to upgrade my Macy's store card to the Amex version. I didn't upgrade immediately because I wanted to make sure it wasn't a hard pull and also wanted confirmation that my account history would remain in tact. After I called and was told the answers I wanted to hear, I logged back into my account and the invite vanished! I spoke with the credit department and they assured me my account is eligible. It seems like a tech issue. I'm told it should reappear soon. I'm impatiently waiting! I'd much rather have the Amex version!

 

So tonight  I figured why not try for an increase while I'm waiting for the popup to re-appear. My limit before the call was $15,000. I called up tonight and initially asked for a $10K increase but then I asked for $5K instead. Instantly approved. New credit line is $20,000. Not bad for a Macy's store card. Maybe I should've kept to the original ask of $10K?? Smiley LOL. It was a soft pull and the only question asked was how much I wanted to increase the credit line to. I'm guessing I can call back for another increase once I actually get the Amex upgrade!

 

DP are in updated signature!

 

Uncle Money

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 1 of 10
9 REPLIES 9
Elpadrino1
Valued Contributor

Re: Late Night Macy's CLI - APPROVED

Congratulations on your CLI!!

Message 2 of 10
HeavyResist
Frequent Contributor

Re: Late Night Macy's CLI - APPROVED

Thanks for the DP's and the write up @Uncle_Money , congrats on the CLI







 
Message 3 of 10
CYBERSAM
Senior Contributor

Re: Late Night Macy's CLI - APPROVED

Congrats on your CLI 🤑👍







                
Message 4 of 10
CreditMagic7
Mega Contributor

Re: Late Night Macy's CLI - APPROVED

Congratulations on your Macy's SP CLI!!

Message 5 of 10
CloudyWeather1331
Regular Contributor

Re: Late Night Macy's CLI - APPROVED

Congrats on your CLI!

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Message 6 of 10
CreditAggie
Community Leader
Super Contributor

Re: Late Night Macy's CLI - APPROVED

Congratulations on your Macy's CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 10
everest
Frequent Contributor

Re: Late Night Macy's CLI - APPROVED

Congrats on your Macy's CLI! That limit should be able to go up to $25k with your next SP request in just over a month! 🎉



Message 8 of 10
coreyb80
Super Contributor

Re: Late Night Macy's CLI - APPROVED

Congrats on the increase!

Message 9 of 10
gdale6
Moderator Emeritus

Re: Late Night Macy's CLI - APPROVED

Grats on your move up!!

Message 10 of 10
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