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Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Established Contributor

Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Lexus Pursuits Visa approved - SL 2K  and Toyota Rewards Visa approved SL 1K.  How do you like me now with my 100+ inquiries.  Comenity still showing me the love.  

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 1 of 12
11 REPLIES
Community Leader
Super Contributor

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Lol, 100 wowSmiley Happy. Just b careful with Comenity, they show love until they decide to show their love of closing accounts.



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 2 of 12
Moderator

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.


Scott2696 wrote:

Lexus Pursuits Visa approved - SL 2K  and Toyota Rewards Visa approved SL 1K.  How do you like me now with my 100+ inquiries.  Comenity still showing me the love.  


Congrats on the approvals but you really should read some of the threads about Comenity shutting down accounts even after approving them.  Two different departments and an approval does not guarantee that they won't take adverse action against you afterwards.  The combination of a large number of inquiries and new accounts like you have done lately is playing with fire.  You really should stop now and hope nothing happens.

Message 3 of 12
Established Contributor

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

I think I will be ok with them since I've closed about 18 store cards and 4 bank cards out in the last few months with half of them belonging to Comenity.  I only have 4 cards with them now.  Marathon, Paypal, Lexus, and Toyota.    Waiting on a response for 3 other visas with them tho. lol..   I thought I was going to get declined on these because I got the 7 - 10 day letter thing.  But, it was just them wanting me to call in to verify some info and boom approved.

 

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 4 of 12
Community Leader
Super Contributor

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Yes but what seems to be the headscratcher here is not the store cards but having the visas, go figure.



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 5 of 12
Established Contributor

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

I know when I applied for bank cards with them before it was always denied.  How things have changed. 

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 6 of 12
Moderator

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

As others have stated you are playing with fire.. Hoefully those approvals sticks and the accounts don't get shut down.  Grats on the approvals and my best wishes are with you on them remaining open.  

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO
Message 7 of 12
Established Contributor

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

I'm sure they will stay open.  If Comenity does close all 4 accounts, it's there loss and it won't be that big of a deal to me.  I'm not carrying all my eggs with Comenity anyways.  

 

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 8 of 12
Senior Contributor

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Guess your trip to the garden didn't last too long lol 😂 congrats
Message 9 of 12
Established Contributor

Re: Lexus Pursuits Visa / Toyota Rewards Visa Approvals.

Aduke,  Nope. lol..   I just got off the phone with Penfed Loan officer / supervisor and she advised if I'd quit racking up the inquiries for at least 6 months they would approve me for the Cash rewards card.  She said I'd forget all about Navy!!  So I'm gonna have to stop... Somebody help me.

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 10 of 12